Trois-Pistoles
Debt Solutions, Consumer Proposals & Relief
Trois-Pistoles, debt relief, Quebec
Trois-Pistoles, a picturesque town in Quebec along the St. Lawrence River, faces economic challenges with higher unemployment rates and limited financial services. This situation complicates debt relief efforts for residents, as access to assistance for managing debts, personal bankruptcies, and credit counselling is restricted. The community, while rich in heritage and outdoor activities, must navigate financial hardships.
City: Trois-Pistoles
Province/Territory: Quebec (QC), Canada
Est. Population: 3,456
Financial Challenges
Living and working in Trois-Pistoles can be hard for people who are struggling with money. The town has a higher number of people without jobs compared to the rest of Quebec and Canada. This makes it difficult to find work and earn enough money to pay for things like rent, food, and bills.
Additionally, there are fewer banks and financial services in Trois-Pistoles. This means it is harder to get help with debts or find affordable loans. With fewer job opportunities and limited financial support, people who have money problems find it even more challenging to improve their situation in the community.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Trois-Pistoles, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,624 |
| Living in poverty | Number of residents who are living in poverty | 384 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 38 |
| Insolvencies | Number of residents who filed for insolvency | 9 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 7 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Centre-ville: The downtown area of Trois-Pistoles, known for its charming boutiques, cafes, and local artisans. It’s a hub for community events and offers a range of services, making it a lively spot for both residents and visitors.
Parc de la Plage: A popular recreational area located along the shores of the Saint Lawrence River. This park features a beach, walking trails, picnic areas, and beautiful scenery, making it a desirable spot for families and outdoor enthusiasts.
Quartier des Chefs: This neighborhood is recognized for its culinary offerings and local food producers. It’s a great place to explore unique dining experiences, featuring restaurants that highlight regional ingredients and traditional Quebecois cuisine.
Vieux-Trois-Pistoles: The historic district showcasing well-preserved architecture and rich cultural heritage. Visitors can enjoy walking through the streets lined with centuries-old buildings, as well as museums and cultural sites that tell the story of the region.
Zone Industrial: This industrial area supports the local economy with various businesses and manufacturing facilities. While not a traditional residential neighborhood, it plays a vital role in the community by providing employment opportunities and services.
Quartier résidentiel: Predominantly residential, this neighborhood is characterized by family homes, parks, and schools. It offers a suburban feel with community amenities, making it a popular choice for families looking for a peaceful living environment.

Illustration of Trois-Pistoles, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Trois-Pistoles, Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $502,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,270 |
| Transportation (Car) | Monthly cost for car ownership | $550 |
| Childcare (Daycare) | Monthly cost for daycare | $650 |
| Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Trois-Pistoles compared to other cities in Quebec?
- How does the job market in Trois-Pistoles affect local residents’ financial stability?
- What are the most common financial challenges faced by residents of Trois-Pistoles?
- What is the average household income in Trois-Pistoles, and how does it compare to provincial averages?
- Are there any local financial assistance programs available for residents of Trois-Pistoles?
- How has the economic outlook for Trois-Pistoles changed in recent years?
- What are the property prices like in Trois-Pistoles, and are they increasing or decreasing?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Trois-Pistoles is a small town located along the St. Lawrence River in Quebec, Canada. Known for its picturesque views and historical significance, it serves as a cultural and administrative center for the region of Bas-Saint-Laurent. The town features charming architecture, including churches and old buildings that reflect its rich heritage. Despite its size, it offers various services, recreational facilities, and a strong sense of community, making it a welcoming place for residents and visitors alike. Surrounded by beautiful landscapes, Trois-Pistoles provides opportunities for outdoor activities like hiking, fishing, and exploring nature, making it an attractive destination for those who love the outdoors.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!