Windsor
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Windsor, debt relief, Quebec
Windsor, Ontario, located near the St. Francis River, offers a charming downtown and outdoor activities. However, residents face economic challenges due to instability in the car industry, budget management issues, and limited job growth. This creates financial strain, leading many to seek debt relief options such as consumer proposals or debt management services to improve their situations.
City: Windsor
Province/Territory: Quebec (QC), Canada
Est. Population: 5,367
Financial Challenges
Living and working in Windsor, Ontario can be hard for people who are struggling with money. The city has faced problems with managing its budget, which might lead to higher taxes or fewer public services like parks and libraries. Many jobs in Windsor are in the car industry, and changes in trade with the United States can make these jobs unstable. If car factories slow down or close, people might lose their jobs or have their hours reduced, making it harder to pay for things like rent and groceries.
Additionally, the overall economy in Windsor is not growing much, which means there are fewer new jobs available. This makes it difficult for people to find better-paying work or improve their financial situation. With fewer jobs and possible cuts in city services, families may have to spend more money on things they previously got for free or at a lower cost. All these factors together make living in Windsor challenging for those who are having money problems.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Windsor, Quebec
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
Item | Description | Estimated |
---|---|---|
Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 2,522 |
Living in poverty | Number of residents who are living in poverty | 596 |
Debt defaulted | Number of residents who have defaulted on a debt payment | 59 |
Insolvencies | Number of residents who filed for insolvency | 13 |
Consumer proposal | Number of residents who filed for a consumer proposal | 10 |
Personal bankruptcy | Number of residents who filed for personal bankruptcy | 3 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Downtown Windsor
The vibrant heart of the city, Downtown Windsor features a mix of shops, restaurants, and entertainment venues. It’s known for its waterfront parks, cultural attractions, and stunning views of the Detroit skyline.South Windsor
This family-friendly neighborhood is well-known for its spacious homes, parks, and excellent schools. South Windsor offers a suburban feel while being close to urban conveniences, making it a popular choice for families.East Windsor
East Windsor is characterized by its diverse population and community-oriented atmosphere. It has a variety of housing options and access to many recreational facilities, including parks and sports complexes.Windsor’s Olde Sandwich Town
One of the oldest neighborhoods in Windsor, Olde Sandwich Town features historic architecture and a rich cultural heritage. It offers a charming small-town vibe with local shops, restaurants, and a close-knit community feel.Walkerville
Known for its artistic flair, Walkerville is a trendy area filled with boutique shops, artisanal eateries, and vibrant street art. It has a rich history tied to Hiram Walker, the founder of Canadian Club whisky, and is home to several historic buildings and cultural festivals.Riverside
Located along the Detroit River, Riverside is a tranquil neighborhood that offers scenic waterfront views and a strong sense of community. It boasts beautiful parks, walkable streets, and is popular among retirees and young families alike.LaSalle
Although technically a separate municipality, LaSalle is closely associated with Windsor and features its own array of amenities. It’s known for its parks, recreational facilities, and community events, making it a desirable area for those seeking a quieter lifestyle with easy access to Windsor.Ford City
Historically a hub for factory workers, Ford City has seen revitalization efforts in recent years. It has a strong sense of community, and residents have worked to restore many of its historical buildings, making it a neighborhood rich in character and potential.The University District
Home to Windsor’s major educational institutions, this area is lively and youthful, catering primarily to students. It features a variety of affordable housing options, cafes, and pubs that attract university students and young professionals.

Illustration of Windsor, Quebec, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Windsor, Canada to help understand the financial requirements for different living situations.
Item | Description | Average Cost |
---|---|---|
Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,270 |
Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
Average Home Price | Average price to purchase a home | $502,000 |
Utilities | Monthly cost for electricity, heating, water, and garbage | $200 |
Food (Single) | Monthly grocery cost for a single person | $300 |
Food (Family) | Monthly grocery cost for a family of four | $850 |
Healthcare (Rx) | Monthly cost for prescription medications | $35 |
Healthcare (Dental) | Monthly cost for dental care | $200 |
Healthcare (Vision) | Monthly cost for vision care | $225 |
Transportation (Public) | Monthly cost for public transit | $1,270 |
Transportation (Car) | Monthly cost for car ownership | $550 |
Childcare (Daycare) | Monthly cost for daycare | $650 |
Childcare (After-School) | Monthly cost for after-school programs | $300 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the cost of living in Windsor, Quebec compared to other cities in Canada?
- What are the average housing prices in Windsor, Quebec?
- How does the job market in Windsor affect residents’ financial stability?
- What are the main economic challenges faced by businesses in Windsor?
- What financial assistance programs are available for low-income residents in Windsor?
- What is the unemployment rate in Windsor, Quebec, and how has it changed over recent years?
- How do utility costs in Windsor impact residents’ overall cost of living?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Located in southern Quebec, this city is situated between the St. Francis River and the historic Town of Magog, offering scenic views and outdoor activities like hiking and skiing in nearby areas. The city has a rich history, originally founded as a French settlement, and is known for its charming downtown area filled with shops, restaurants, and cultural attractions. The region is also home to a variety of events and festivals throughout the year, celebrating local heritage and community spirit. Additionally, its proximity to Sherbrooke and other major cities provides residents with access to broader economic opportunities and services.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!