Buckland
Expert Debt Relief & Consumer Proposal Services
Buckland , debt relief, Saskatchewan
Buckland, Saskatchewan, is a rural municipality known for its natural beauty and community-oriented lifestyle. However, residents face financial challenges due to stagnant job growth, rising housing costs, and fluctuating agricultural prices. This creates a tough environment for debt relief, as families struggle with budgeting amid increasing expenses.
City: Buckland
Province/Territory: Saskatchewan (SK), Canada
Est. Population: 3,277
Financial Challenges
In Buckland, Saskatchewan, people facing money problems find it hard because the number of jobs is not growing much. Many families struggle with rising housing costs, making it tough to afford homes or rent. When interest rates go up, paying back mortgages becomes harder, adding more stress to their budgets. With fewer people living there, local businesses might close or not offer enough jobs, making it even more difficult to find work.
Living in a place where the economy depends a lot on farming and mining also means that when prices for crops or minerals drop, many families lose money. This makes it unstable to plan for the future. Additionally, even though some debt levels are lower, unexpected expenses or loss of income can lead to more debt. All these factors together make life challenging for those trying to manage their finances in Buckland.
Debt Relief Solutions Available
Financial Planning
Financial planning means making a smart plan for your money. It helps you budget, set goals, and save for the future. With a plan in place, you can feel more in control of your money and avoid falling into debt again.
Find out more about Financial PlanningDebt Management Plan
A Debt Management Plan, or DMP, helps you pay back what you owe in one simple monthly payment. A credit expert talks to your creditors to lower your interest and make the debt easier to handle.
Find out more about Debt ManagementDebt Consolidation
Debt consolidation means putting all your debts—like credit cards and loans—into one new loan. This new loan usually has a lower interest rate, which can help you save money and pay off your debt faster.
Find out more about Debt ConsolidationDebt Settlement
Debt settlement means offering less than the full amount you owe to clear your debt. Creditors may accept it because they get paid quickly. A debt settlement company usually helps with this process.
Find out more about Debt SettlementConsumer Proposal
A consumer proposal is a legal deal between you and the people you owe. You agree to pay back part of your debt in smaller monthly payments. A Licensed Insolvency Trustee helps make the plan and talks to your creditors for you.
Find out more about Consumer ProposalsBankruptcy
Bankruptcy is a legal way to clear most of your debts if you can’t pay them back. It gives you a fresh start, but it can also hurt your credit score for several years.
Find out more about Bankruptcy
*Illustration of Buckland , Saskatchewan
Debt Data
This table includes estimates on the number of residents who are experiencing financial stress situations. You are not alone.
| Item | Description | Estimated |
|---|---|---|
| Living paycheck to paycheck | Number of residents who are living paycheck to paycheck | 1,540 |
| Living in poverty | Number of residents who are living in poverty | 364 |
| Debt defaulted | Number of residents who have defaulted on a debt payment | 36 |
| Insolvencies | Number of residents who filed for insolvency | 8 |
| Consumer proposal | Number of residents who filed for a consumer proposal | 6 |
| Personal bankruptcy | Number of residents who filed for personal bankruptcy | 2 |
The estimates above are based on the following ratios living paycheck to paycheck rate (47%), poverty rate (11.1%), delinquency rate (1.09%), insolvency rate (0.25%), consumer proposal rate (0.19%), personal bankruptcy rate (.06%) from the following sources leger360.com, statcan.gc.ca, consumer.equifax.ca and is, d-isde.canada.ca.
Elimiate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!
Areas / Neighbourhoods
Buckland Rural Municipality: This area encompasses the entire rural municipality and is known for its agricultural landscapes and community-oriented lifestyle. It offers residents a peaceful living environment with wide-open spaces.
Buckland Park: A small community area within Buckland that features recreational facilities and parks, making it a popular spot for families. The park often hosts local events and gatherings, fostering a strong sense of community.
Melfort Road: This area serves as a key access point in Buckland, linking different neighborhoods and providing easy access to nearby urban amenities. The road is lined with various residential properties and offers a good mix of suburban living.
Cottonwood Grove: A relatively newer development in the Buckland area, featuring modern homes and family-friendly amenities. Its scenic surroundings and proximity to nature make it appealing for those seeking a quieter lifestyle.
Gonzalez Road: Located towards the outskirts of Buckland, this area is known for its spacious lots and rural appeal. It attracts those looking for a more secluded lifestyle while still being close to the amenities of nearby towns.
Buckland East: A residential neighborhood that is characterized by its close-knit community feel. The area provides a variety of housing options, making it a favored choice for young families and professionals alike.

Illustration of Buckland , Saskatchewan, Canada
Cost of Living
This table provides a breakdown of various average cost-of-living expenses in Buckland , Canada to help understand the financial requirements for different living situations.
| Item | Description | Average Cost |
|---|---|---|
| Housing (1BR) | Monthly rent for a 1-bedroom apartment | $1,400 |
| Housing (2BR) | Monthly rent for a 2-bedroom apartment | $1,750 |
| Average Home Price | Average price to purchase a home | $324,000 |
| Utilities | Monthly cost for electricity, heating, water, and garbage | $210 |
| Food (Single) | Monthly grocery cost for a single person | $300 |
| Food (Family) | Monthly grocery cost for a family of four | $850 |
| Healthcare (Rx) | Monthly cost for prescription medications | $35 |
| Healthcare (Dental) | Monthly cost for dental care | $200 |
| Healthcare (Vision) | Monthly cost for vision care | $225 |
| Transportation (Public) | Monthly cost for public transit | $1,400 |
| Transportation (Car) | Monthly cost for car ownership | $575 |
| Childcare (Daycare) | Monthly cost for daycare | $1,000 |
| Childcare (After-School) | Monthly cost for after-school programs | $350 |
The cost of living data is based on provincial averages and may differ between cities, towns, and rural areas.
Top Questions
- What is the average cost of living in Buckland, Saskatchewan?
- How has the economic outlook for Buckland changed in recent years?
- What are the primary sources of income for residents in Buckland?
- What financial challenges do residents of Buckland typically face?
- Are there any local government programs to assist with financial issues in Buckland?
- How does the housing market in Buckland compare to other areas in Saskatchewan?
- What are the job prospects and average salaries for residents in Buckland?
If you have a question about debt see our debt related question or ask your own debt related question.
Overview
Buckland, Saskatchewan, is a rural municipality located near the city of Prince Albert, known for its beautiful natural landscapes and outdoor activities. The area has a population of around 3,385 people as of 2024, with many residents engaged in agriculture and various industries. It offers a close-knit community vibe, where neighbors often know each other, and local events are a staple of life. The municipality is characterized by its scenic parks, recreational facilities, and access to outdoor adventures like fishing and hiking, making it an attractive spot for those who enjoy the outdoors and a quieter lifestyle.
Eliminate up to 80% of Your Debt
High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!