Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Can debt consolidation hurt your credit? DEBT INSIDERS

Can debt consolidation hurt your credit?

debt consolidation
Wondering if debt consolidation could hurt your credit? Discover how it affects your credit score impact and learn tips to maintain your score. Read now!
How to pay credit card from another bank? DEBT INSIDERS

How to pay credit card from another bank?

debt management plan
Learn how to make a credit card payment from another bank easily. Find detailed steps on setting up your bill payee and ensuring smooth transactions. Read now!
How to check RBC credit score? DEBT INSIDERS

How to check RBC credit score?

credit rebuilding
Eager to check your RBC credit score? Learn how to access your TransUnion score through RBC Online Banking and explore your credit insights today!
What are the minimum payments on credit cards? DEBT INSIDERS

What are the minimum payments on credit cards?

debt management plan
Discover how minimum payments on credit cards in Canada are calculated and learn tips for managing your budget effectively. Find out more now!
How to build credit score in Canada? DEBT INSIDERS

How to build credit score in Canada?

credit rebuilding
Discover how to build credit in Canada as a newcomer. Learn essential tips like getting a SIN and using secured credit cards. Start your credit journey now!
What is good credit score in Canada? DEBT INSIDERS

What is good credit score in Canada?

credit rebuilding
Discover what constitutes a good credit score in Canada. Learn about credit ratings and how to improve yours to secure better loans. Read now!
Does Afterpay affect credit score? DEBT INSIDERS

Does Afterpay affect credit score?

financial planning
Curious about how Afterpay impacts credit score? Discover the truth about soft checks and payment privacy. Learn more now to make informed financial choices!
What is Equifax? DEBT INSIDERS

What is Equifax?

credit rebuilding
Discover how Equifax, Canada's leading credit bureau, simplifies credit reporting with personal reports, scores, and helpful monitoring tools. Learn more today!
How to check credit score on TD app? DEBT INSIDERS

How to check credit score on TD app?

credit rebuilding
Eager to monitor your credit score? Learn how to check it easily in the TD app! Discover step-by-step guidance for accessing your score now!
Does Affirm affect your credit score? DEBT INSIDERS

Does Affirm affect your credit score?

credit rebuilding
Wondering about the credit score impact of using Affirm in Canada? Discover how different payment plans affect your score. Read now to make informed choices!