How to check CIBC credit score?

CIBC, credit score, Ontario

Being a CIBC client offers you an easy way to keep tabs on your credit score. Just download the CIBC Mobile Banking App and log in. Go to the main menu and select ‘Free Credit Score’— no worries, it’s a soft check so your score stays unaffected. Partnering with Borrowell and Equifax, CIBC helps you monitor changes and get tips to improve your score. Feel free to reach out if you have any questions!


CIBC Mobile Banking app screen showing how to check credit score safely with soft inquiry option.

Easily check your CIBC credit score in the app.

Cibc Question

How to check CIBC credit score? I use CIBC for banking and wonder if they offer tools or resources to check my credit score directly through their platform.

From: Anonymous Question
Location: Chatham, Ontario (ON)
Category: credit rebuilding

Cibc Answer

To keep an eye on your CIBC credit score, make sure you are a CIBC client with an active account. Start by downloading the CIBC Mobile Banking App from the Google Play Store if you’re using an Android or from the App Store if you’re on an iOS device. Once you have the app, log in with your access card number and password. Head to the main menu by tapping on those three horizontal lines in the corner and select ‘Free Credit Score.’ Don’t worry, checking your score this way uses a soft credit inquiry, so it won’t ding your credit.

CIBC collaborates with TransUnion Canada to provide your score, updated quarterly. This setup lets you track any changes and understand what might be influencing your score. Plus, it’s a treasure trove of tips to help you boost your credit and insights into your borrowing habits.

From: Insider Adam

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Office of the Superintendent of Bankruptcy (OSB) Answer

CIBC offers a tool to check your credit score through its online banking platform called “CIBC Credit Score.” You can access this feature by logging into your CIBC online banking account or through the CIBC Mobile Banking App. This tool provides you with your credit score along with insights into your credit report and factors that may influence your score. For detailed guidance, refer to the “CIBC Credit Score” section on their website.

From: OSB Helper

Here are the top 5 most frequently asked questions related to checking a CIBC credit score, based on the provided sources and general online trends:

1. How do I check my credit score on the CIBC mobile banking app?
  • Download the CIBC mobile banking app, log in, navigate to the main menu, and select the ‘Free Credit Score’ option.
2. Is checking my credit score on CIBC a soft or hard credit inquiry?
  • Checking your credit score on CIBC is a soft credit check, which does not negatively impact your score.
3. How often is my credit score updated on the CIBC mobile banking app?
  • Your credit score is updated quarterly through the CIBC mobile banking app.
4. What credit reporting agency does CIBC use to provide credit scores?
  • CIBC uses Equifax to provide credit scores.
5. Do I need a CIBC account to check my credit score for free?
  • Yes, you need to hold an account at CIBC to access your free credit score through their mobile banking app.

If you have a question about debt see our debt questions or ask your own debt related question.

References

Title, Source
CIBC Mobile Banking App, CIBC
Understanding Your Credit Score, Equifax Canada
Borrowell and Credit Scores, Borrowell
Bankruptcy and Insolvency Act (R.S.C., 1985, c. B-3), Government of Canada

Table of article references



Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs