How to close my Equifax account?

close Equifax account, closing my Equifax account, Ontario

Need to close your Equifax Canada account? You can call 1-866-640-2273 for consumer accounts or manage it online. If you’re the tech-savvy type, log into your Equifax account, go to ‘My Account’, and click ‘Cancel Membership’ under ‘Manage Billing’. Keep confirmation messages as proof, and remember, your credit report stays active. Reach out via phone, text, or live chat if you have any questions.


Close Equifax account with phone call or online management options for canceling subscription.

Easily close your Equifax account online or by phone.

Close Equifax Account Question

How to close my Equifax account? What steps do I need to follow to fully close my Equifax account?

From: Anonymous Question
Location: Kitchener, Ontario (ON)
Category: financial planning

Close Equifax Account Answer

If you’re looking to close your Equifax Canada account, you have two easy options: call them up or do it online. Prefer chatting on the phone? Just dial 1-866-640-2273 for consumer accounts or 1-866-820-8911, spill the beans on your personal details, request to close your account, and don’t forget to ask for a refund if you’re eligible. Be sure to hang onto any confirmation they give you. Feeling more tech-savvy? Simply log in to your Equifax account, head over to ‘My Account’, find ‘Manage Billing’, and hit ‘Cancel Membership’. Keep any confirmation notices as a receipt for your peace of mind. Just a heads-up, closing your account means your subscriptions will stop, but your credit report will still be chilling with Equifax.

From: Insider Scott

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Office of the Superintendent of Bankruptcy (OSB) Answer

To close your Equifax account, follow these steps:

  1. Contact Equifax: Reach out to Equifax Canada directly through their customer service number or website. Ask for instructions specifically for closing your account.

  2. Provide Identification: Be prepared to verify your identity. This may involve providing personal information, account details, or documentation as specified by Equifax’s protocols.

  3. Submit a Request: Clearly state your intent to close your account. Some cases may require a written request, so confirm the method preferred by Equifax.

  4. Review Account Balance: Ensure that all pending balances are settled and that your account is in good standing, if applicable.

  5. Obtain Confirmation: After your request has been processed, ask for written confirmation of the account closure for your records.

For more information regarding your rights and how your data should be handled, you may refer to the Personal Information Protection and Electronic Documents Act (PIPEDA) as it outlines consumer rights regarding credit reporting agencies.

From: OSB Helper

Here are the top 5 most frequently asked questions related to closing an Equifax account, based on the provided sources and general online trends:

1. How do I cancel my Equifax account by phone?

Contact Equifax at 1-866-640-2273, advise the representative you want to cancel, provide your account information, and request a verbal confirmation or email as proof of cancellation[1][4].

2. How do I cancel my Equifax account online?

Log in to your Equifax account, navigate to the “My account” section, find “Manage Billing,” click on “Cancel Membership,” fill out the required information, and retain the confirmation provided[1][4].

3. What information do I need to provide to cancel my Equifax account?

You will need to provide your first name, last name, Social Insurance Number, date of birth, address, email address on the account, and password[1].

4. Will canceling my Equifax account affect my credit report?

Canceling your Equifax account will not affect your credit report itself; it only stops subscription-based services like credit monitoring and report access[4].

5. Are there any cancellation fees when deactivating my Equifax account?

Check your subscription terms to see if there are any cancellation fees associated with deactivating your account[4].


If you have a question about debt see our debt questions or ask your own debt related question.

References

Title, Source
How to Cancel Equifax, Consumer Source 1
Equifax Account Services, Service Source 2
Equifax Business FAQs, Business Source 3
Bankruptcy and Insolvency Act (R.S.C., 1985, c. B-3), Government of Canada

Table of article references



Elimiate up to 80% of Your Debt

High cost of gas, high cost of groceries, high lending rates, low salary - being in debt is not your fault! See if you qualify for government debt programs and get out of debt today!

Write off up to 80% of your debts
Reduce debts into one affordable monthly payment
Stop all collections calls
No interest and charges (completely frozen)
Government-legislated debt relief programs