How to get free Equifax credit report?

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Need a free credit report in Canada? Equifax has you covered with several easy options. Go online to myEquifax, call their hotline and confirm with your SIN, or send a request by mail with ID copies. You can also visit an office for an in-person pickup. Note, these reports won’t include your credit score, and Quebec residents can secure their report with a lock. Reach out via phone, text, or live chat if you have questions!

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Free Equifax Credit Report Question

How to get free Equifax credit report? I’ve heard you can request a free credit report from Equifax, but I’m not sure how to go about it.

From: Anonymous Question
Location: Abbotsford, British Columbia (BC)
Category: credit rebuilding

Free Equifax Credit Report Answer

To grab your free Equifax credit report in Canada, you’ve got some easy peasy options. First up, Online: Just whip up a myEquifax account and snag your credit report with a couple of clicks. No need to dust off that SIN for online requests. Next, there’s Phone: Give 1-800-465-7166 a ring, spill your Social Insurance Number for verification, then kick back and relax while they mail your report in a chill 5-10 days. Prefer snail mail? Mail: Fill out the request form, throw in two copies of ID, and send it over to Equifax. Your report will also arrive in that reliable 5-10 day window. Feeling a bit more hands-on? In-Person: Take a trip to an Equifax office with your original IDs, and walk out with your report hot off the press. Remember, these free reports won’t show your credit score—that’s a separate add-on. And for the folks in Quebec, you can amp up security with a report lock. Got questions? Feel free to chat, call, or text for the scoop! You can also check out various options for debt strategies, including a Consumer Proposal.

From: Insider Adam

Office of the Superintendent of Bankruptcy (OSB) Answer

To obtain a free credit report from Equifax in Canada, you can visit the official Equifax Canada website and follow their process for requesting a free credit report. Alternatively, under the Consumer Reporting Act (RSC 1970, c B-3, Section 6), you are entitled to one free credit report per year upon request, which can be made either online, by phone, or by mail. It is important to provide the necessary identification information as required by Equifax to process your request.

From: OSB Helper

Related Questions to How To Get Free Equifax Credit Report

Here are the top 5 most frequently asked questions related to obtaining a free Equifax credit report, formatted in markdown:

1. How can I request a free Equifax credit report online?

You can request a free Equifax credit report online by creating a myEquifax account and verifying your identity through their online system[1][4].

2. What documents do I need to request a free Equifax credit report in person?

You need to bring at least two forms of identification, including one photo ID and proof of current address, and provide the original copies of these documents[1].

3. Can I get a free Equifax credit report by phone?

Yes, you can request a free Equifax credit report by phone using their Interactive Voice Response system, where you will need to enter your Social Insurance Number[1].

4. How do I request a free Equifax credit report by mail?

You can request a free Equifax credit report by filling out the appropriate form and mailing it to Equifax along with documents verifying your identity and address[1][4].

5. Does my free Equifax credit report include my credit score?

No, the free Equifax credit report does not include your credit score; you need to pay for the credit score or use other methods to obtain it[1][4].

If you have a question about debt see our debt questions or ask your own debt related question.

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