Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Does iCash do a credit check? DEBT INSIDERS

Does iCash do a credit check?

debt consolidation
Curious about the credit check for an iCash loan? Discover how it affects your credit score and learn about their flexible application process. Read now!
How can I file for bankruptcy with no money? DEBT INSIDERS

How can I file for bankruptcy with no money?

personal bankruptcy
Facing financial struggles? Find how to file for bankruptcy with no money. Learn about the Bankruptcy Assistance Program and Licensed Insolvency Trustees today!
How to get free Equifax credit report? DEBT INSIDERS

How to get free Equifax credit report?

credit rebuilding
Get your free credit report from Equifax Canada easily! Choose online, phone, mail, or in-person. Learn how to access your report without hassle!
Does overdraft affect credit score Canada? DEBT INSIDERS

Does overdraft affect credit score Canada?

debt management plan
Curious if an overdraft affects your credit score in Canada? Find out & how to protect your score. Read now to learn more about overdraft credit score impacts!
Which banks use TransUnion? DEBT INSIDERS

Which banks use TransUnion?

credit rebuilding
Discover which banks in Canada, including RBC and Vancity, prefer TransUnion for credit checks. Learn more about the TransUnion banks and their policies now!
Can you file a consumer proposal more than once?

Can you file a consumer proposal more than once?

consumer proposal
Discover if you can file a consumer proposal more than once in Canada. Learn about the rules for multiple filings and what you need to consider. Read now!
Does Flexiti affect credit score? DEBT INSIDERS

Does Flexiti affect credit score?

credit rebuilding
Discover how using Flexiti can impact your credit score. Understand the pros and cons before you apply. Learn more about managing your credit wisely!
How do credit counseling services work? DEBT INSIDERS

How do credit counseling services work?

debt management plan
Discover how credit counseling services can help you regain control over your finances. Learn about debt management plans and tailored solutions. Read now!
Is 489 a good credit score? DEBT INSIDERS

Is 489 a good credit score?

credit rebuilding
Is a credit score of 489 good or bad? Discover how it affects loans and options in the poor range. Learn how to improve your credit score today!
How much does Cash Money charge to cash a cheque?

How much does Cash Money charge to cash a cheque?

financial planning
Discover what Cash Money charges to cash a cheque, including fees and alternatives. Learn more about cash cheque fees and make informed decisions today!