Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Is there a debt forgiveness program in Canada? DEBT INSIDERS

Is there a debt forgiveness program in Canada?

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Discover the truth about debt forgiveness in Canada. Explore viable options like Consumer Proposals to reduce your debt by up to 80%. Learn more today!
How to pay off $50,000 in debt in 1 year? DEBT INSIDERS

How to pay off $50,000 in debt in 1 year?

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Struggling with $50,000 in debt? Find practical budgeting tips and effective debt repayment strategies to tackle your financial burden within a year. Read now!
How to get 800 credit score? DEBT INSIDERS

How to get 800 credit score?

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Ready to reach an 800 credit score? Discover actionable tips on payment history, credit utilization, and more. Elevate your financial standing today—read now!
What is Canada's average credit score? DEBT INSIDERS

What is Canada's average credit score?

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Discover what Canada's average credit score is and how yours stacks up! Learn the differences across sources and find out where you stand. Read now!
What is a good credit score to buy a house in Canada?

What is a good credit score to buy a house in Canada?

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To buy a house in Canada, aim for a credit score of 680+ for the best mortgage rates. Curious about options? Learn more about securing your dream home today!
How hard is it to get an 800 credit score in Canada?

How hard is it to get an 800 credit score in Canada?

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Striving for an 800 credit score in Canada? Discover essential tips to overcome credit challenges and improve your score. Start your journey today—learn more!
How much can I borrow with an 800 credit score?

How much can I borrow with an 800 credit score?

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Discover how an 800 credit score enhances your borrowing power in Canada. Explore loan perks, rates, and key factors influencing your limits. Read now!
Is it true that after 7 years your credit is clear?

Is it true that after 7 years your credit is clear?

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Discover the truth about your credit report! Learn how long negative information really lasts and how it impacts your financial future. Read now!
What is the lowest credit score to buy a house?

What is the lowest credit score to buy a house?

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Want to buy a house in Canada? Find the lowest credit score needed for a mortgage. Aim for 680+ for the best rates and learn how to boost your score. Read now!
Is 855 a good credit score in Canada? DEBT INSIDERS

Is 855 a good credit score in Canada?

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Discover how an 855 credit score positions you as top-tier in Canada. Gain access to excellent financial products and unbeatable rates. Learn more now!