Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Can debt collectors call your work? DEBT INSIDERS

Can debt collectors call your work?

debt management plan
Discover if debt collectors can call your workplace and what your rights are. Learn more about privacy protections and how to handle unwanted calls!
Can credit counseling stop wage garnishment? DEBT INSIDERS

Can credit counseling stop wage garnishment?

consumer proposal
Hit with wage garnishment? Learn how credit counseling can guide you and discover when options like consumer proposals or bankruptcy are options. Get help!
How to get a credit counselling summary? DEBT INSIDERS

How to get a credit counselling summary?

debt management plan
Looking for a credit counselling summary? Discover how to gain control over your finances with expert help. Learn more about effective financial planning today!
Does iCash do a credit check? DEBT INSIDERS

Does iCash do a credit check?

debt consolidation
Curious about the credit check for an iCash loan? Discover how it affects your credit score and learn about their flexible application process. Read now!
How can I file for bankruptcy with no money? DEBT INSIDERS

How can I file for bankruptcy with no money?

personal bankruptcy
Facing financial struggles? Find how to file for bankruptcy with no money. Learn about the Bankruptcy Assistance Program and Licensed Insolvency Trustees today!
How to get free Equifax credit report? DEBT INSIDERS

How to get free Equifax credit report?

credit rebuilding
Get your free credit report from Equifax Canada easily! Choose online, phone, mail, or in-person. Learn how to access your report without hassle!
Does overdraft affect credit score Canada? DEBT INSIDERS

Does overdraft affect credit score Canada?

debt management plan
Curious if an overdraft affects your credit score in Canada? Find out & how to protect your score. Read now to learn more about overdraft credit score impacts!
Which banks use TransUnion? DEBT INSIDERS

Which banks use TransUnion?

credit rebuilding
Discover which banks in Canada, including RBC and Vancity, prefer TransUnion for credit checks. Learn more about the TransUnion banks and their policies now!
Can you file a consumer proposal more than once?

Can you file a consumer proposal more than once?

consumer proposal
Discover if you can file a consumer proposal more than once in Canada. Learn about the rules for multiple filings and what you need to consider. Read now!
Does Flexiti affect credit score? DEBT INSIDERS

Does Flexiti affect credit score?

credit rebuilding
Discover how using Flexiti can impact your credit score. Understand the pros and cons before you apply. Learn more about managing your credit wisely!