Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Does credit counselling affect credit score? DEBT INSIDERS

Does credit counselling affect credit score?

debt management plan
Discover how credit counselling affects your credit score. Learn about debt management plans, R7 ratings, and other options. Read now to understand the impact!
How to rebuild credit after consumer proposal? DEBT INSIDERS

How to rebuild credit after consumer proposal?

credit rebuilding
Rebuild your credit in Canada after a consumer proposal with actionable tips! Discover how to improve your score, manage your credit wisely & thrive. Read now!
When does Equifax update? DEBT INSIDERS

When does Equifax update?

credit rebuilding
Discover how often Equifax updates your credit score! Learn about credit score updates, Equifax reporting, and tools for monthly checks. Find out now!
Is Credit Counselling Society legit? DEBT INSIDERS

Is Credit Counselling Society legit?

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Discover why the Credit Counselling Society is a trusted choice for debt management in Canada. With A+ BBB rating and proven results, learn more today!
What is credit counselling summary? DEBT INSIDERS

What is credit counselling summary?

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A credit counselling summary is important and it can guide your debt repayment plan. Get insights into your finances and improve your credit score. Read now!
Can collection agency take you to court? DEBT INSIDERS

Can collection agency take you to court?

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Find out if collection agencies can take you to court over unpaid debts. Learn about debt lawsuits, legal procedures, and your rights. Read now for rights!
How to get credit counselling summary? DEBT INSIDERS

How to get credit counselling summary?

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Obtain your credit counselling summary in Canada with easy step-by-step instructions. Learn more about the summary process & start your financial journey today!
How long does consumer proposal stay on credit report Canada?

How long does consumer proposal stay on credit report Canada?

consumer proposal
Discover how long a consumer proposal stays on your credit report in Canada. Learn about timelines for payments and removal. Read now for essential insights!
How much does Money Mart charge to cash a cheque?

How much does Money Mart charge to cash a cheque?

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Curious about Money Mart fees for cheque cashing? Discover the costs and how much you'll actually get after cashing your cheque. Read now to find out!
How to check credit score in CIBC app? DEBT INSIDERS

How to check credit score in CIBC app?

credit rebuilding
Discover how to check your credit score in the CIBC app effortlessly! Learn to access your free Equifax score today. Read now to get started!