Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Do debt collectors take you to court? DEBT INSIDERS

Do debt collectors take you to court?

debt settlement
Worried about debt collectors suing you? Understand their court action rights and how to protect yourself. Learn more about your options and stay informed!
How to check credit score TD Bank? DEBT INSIDERS

How to check credit score TD Bank?

credit rebuilding
Curious about your credit score with TD Bank? Learn how to easily check it using the TD Bank app and get insights into your credit health. Read now!
How long is a consumer proposal? DEBT INSIDERS

How long is a consumer proposal?

consumer proposal
Discover the typical consumer proposal duration in Canada—usually up to 60 months. Learn how smart strategies can extend or shorten your timeline. Read now!
How can I file bankruptcy with no money? DEBT INSIDERS

How can I file bankruptcy with no money?

personal bankruptcy
Struggling to file bankruptcy with no money? Discover how a Licensed Insolvency Trustee can help you navigate the process with reduced fees. Learn more now!
How does collections work in Canada? DEBT INSIDERS

How does collections work in Canada?

debt settlement
Discover how collection agencies operate in Canada, their legal boundaries, and tips for effective debt negotiation. Learn more about your rights today!
How can I remove collections from my credit report?

How can I remove collections from my credit report?

credit rebuilding
Easy strategies to remove collections from your credit report! Learn how to dispute errors, negotiate with creditors, and improve your credit score. Read now!
Why would I owe the Ministry of Finance? DEBT INSIDERS

Why would I owe the Ministry of Finance?

debt settlement
Discover why you might owe the Ministry of Finance for unpaid taxes or overpayments. Gain clarity and tackle your concerns with confidence. Learn more now!
How long does bankruptcy stay on credit report Canada?

How long does bankruptcy stay on credit report Canada?

personal bankruptcy
Find how long bankruptcy stays on your credit report in Canada. Learn about bankruptcy duration, impact on your credit score & rebuilding strategies. Read now!
How to declare bankruptcies in Ontario? DEBT INSIDERS

How to declare bankruptcies in Ontario?

personal bankruptcy
Thinking about declaring bankruptcy in Ontario? Discover the essentials of the process with expert guidance from a Licensed Insolvency Trustee. Learn more now!
How do I get a free credit report from Equifax?

How do I get a free credit report from Equifax?

credit rebuilding
Get your free credit report from Equifax Canada easily! Discover four simple way to request your report today. Learn more about checking your credit history!