Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How does credit consolidation work? DEBT INSIDERS

How does credit consolidation work?

debt consolidation
Curious about how credit consolidation works? Discover how it can streamline your debt management without getting rid of your obligations. Learn more now!
Is 551 a good credit score? DEBT INSIDERS

Is 551 a good credit score?

credit rebuilding
Is a credit score of 551 holding you back? Find out why this credit score can impact your finances & learn effective credit strategies. Get help now!
How do I consolidate my debt? DEBT INSIDERS

How do I consolidate my debt?

debt consolidation
Feeling overwhelmed by credit cards and payday loans? Discover effective debt consolidation strategies in Canada, including credit counseling options. Help!
Is TransUnion legit? DEBT INSIDERS

Is TransUnion legit?

credit rebuilding
Discover if TransUnion is a legitimate credit bureau you can trust. Get your free credit reports easily online & safeguard your personal information. Get more!
Is 401 a good credit score? DEBT INSIDERS

Is 401 a good credit score?

credit rebuilding
Wondering if a 401 credit score is a concern? Find what it means for your money and how debt management can help. Learn more about improving your credit score!
Can overdrafts affect credit score? DEBT INSIDERS

Can overdrafts affect credit score?

financial planning
Worried about how overdrafts affect your credit score? Discover if small overdraft fees can impact your score and learn about collections risk. Read now!
How to get Equifax credit report? DEBT INSIDERS

How to get Equifax credit report?

credit rebuilding
Eager to check your Equifax credit report in Canada? Discover hassle-free methods to obtain your report online, by mail, phone, or in-person. Learn more now!
Is 734 a good credit score? DEBT INSIDERS

Is 734 a good credit score?

credit rebuilding
Discover if a 734 credit score in Canada is a very good score. Learn how this rating can benefit your financial options. Read now for insights!
Is 600 a good credit score? DEBT INSIDERS

Is 600 a good credit score?

credit rebuilding
Is your credit score 600? Discover what that means in Canada and how to improve it for better financial options. Learn more about boosting your score now!
What is a minimum credit card payment? DEBT INSIDERS

What is a minimum credit card payment?

Curious about the minimum payment on your credit card? Discover how it's calculated and what influences it. Learn more to avoid fees and maintain good standing!