Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Is Koho credit score accurate? DEBT INSIDERS

Is Koho credit score accurate?

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Discover the reliability of the KOHO credit score! Learn how Equifax data shapes your credit health and why it may differ from TransUnion. Read now!
How to claim bankruptcies in Ontario? DEBT INSIDERS

How to claim bankruptcies in Ontario?

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Discover how to file for bankruptcy in Ontario. Learn about the steps with a Licensed Insolvency Trustee and protect yourself from creditors. Read now!
Is CCDR legit? DEBT INSIDERS

Is CCDR legit?

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Curious if CCDR is legit for debt relief? Discover the truth behind their high fees and lack of licensing. Tread carefully and learn more about your options!
What time does Credit Karma update? DEBT INSIDERS

What time does Credit Karma update?

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Discover when Credit Karma updates your credit score! Get insights on daily changes and learn how to track your score effectively. Read now!
Does Sezzle affect credit score? DEBT INSIDERS

Does Sezzle affect credit score?

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Curious about how Sezzle impacts your credit score? Discover if using Sezzle will affect your credit history with soft checks. Learn more now!
Is Chapter Law a collection agency? DEBT INSIDERS

Is Chapter Law a collection agency?

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Discover if Chapter Law is a legitimate option for debt recovery or just a scam. Learn how this law firm navigates collections ethically. Read now!
Can I buy a house during debt settlement? DEBT INSIDERS

Can I buy a house during debt settlement?

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Wondering if you can buy a house during debt settlement? Discover the challenges of mortgage approval amid debt issues and learn smart strategies. Read more!
Can I get a loan while in a consumer proposal? DEBT INSIDERS

Can I get a loan while in a consumer proposal?

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Wondering if you can get a consumer proposal loan? Discover how you can secure financing while managing your proposal. Learn more about your options now!
Can a debt collector take you to court? DEBT INSIDERS

Can a debt collector take you to court?

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Worried about a debt collector's authority to take you to court? Discover your rights and the statute of limitations on debt collection. Learn more now!
Why is MetCredit calling me? DEBT INSIDERS

Why is MetCredit calling me?

debt settlement
Discover why MetCredit is calling you about outstanding debt and learn how to verify the details. Don't let confusion linger—read now for clear guidance!