Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


What is consumer proposal Canada? DEBT INSIDERS

What is consumer proposal Canada?

consumer proposal
What is a consumer proposal is in Canada? Learn how this debt settlement option can help you negotiate with creditors and regain financial stability. Read now!
How to pay MasterCard bill online? DEBT INSIDERS

How to pay MasterCard bill online?

debt management plan
Easily learn how to pay your MasterCard bill online with our step-by-step guide! Discover methods through online banking or a mobile app. Read now!
What happens if you file for bankruptcy? DEBT INSIDERS

What happens if you file for bankruptcy?

personal bankruptcy
What happens when you file for bankruptcy and its long-term effects? Understand the process, credit impacts, and alternatives like consumer proposals. Read now!
Is Pay2Day legit? DEBT INSIDERS

Is Pay2Day legit?

debt management plan
Is Pay2Day a legitimate lender? Discover the truth about this payday service, its high interest rates, and customer issues. Read now to make an informed choice!
How to close my Equifax account? DEBT INSIDERS

How to close my Equifax account?

financial planning
Ready to close your Equifax account? Discover the simple steps to cancel your subscription online or via phone. Learn more to secure your finances today!
Are bankruptcies public record in Canada? DEBT INSIDERS

Are bankruptcies public record in Canada?

personal bankruptcy
Discover if bankruptcies are public record in Canada and who can access them. Learn about the OSB database access and find out more today!
How to qualify for consumer proposal? DEBT INSIDERS

How to qualify for consumer proposal?

consumer proposal
Discover how to qualify for a consumer proposal in Canada! Learn about debt limits, income requirements & the role of a licensed insolvency trustee. Read now!
Is consumer proposal same as bankruptcy? DEBT INSIDERS

Is consumer proposal same as bankruptcy?

consumer proposal
Know the key differences between a consumer proposal and personal bankruptcy in Canada. Learn more about your debt relief options and which path suits you best!
How to get inquiries removed from credit report?

How to get inquiries removed from credit report?

credit rebuilding
Struggling to remove hard inquiries from your credit report in Canada? Discover steps to dispute unauthorized inquiries and protect your credit. Learn more!
Does consumer proposal affect sponsorship? DEBT INSIDERS

Does consumer proposal affect sponsorship?

consumer proposal
Wondering if a consumer proposal affects your sponsorship eligibility in Canada? Discover the truth about immigration and debt management. Read now!