Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


What credit score is needed to buy a car? DEBT INSIDERS

What credit score is needed to buy a car?

credit rebuilding
Discover what credit score you need to buy a car without high-interest rates. Learn how your score impacts car loans and get tips for your purchase. Read now!
How to claim bankruptcies in Canada? DEBT INSIDERS

How to claim bankruptcies in Canada?

personal bankruptcy
Discover how to claim bankruptcy in Canada with our straightforward guide. Learn about eligibility, Licensed Insolvency Trustees, and essential steps. Read now!
Does credit counseling work? DEBT INSIDERS

Does credit counseling work?

debt management plan
Discover how credit counseling can help you manage debt effectively in Canada. Learn about debt management plans, success stories, and more. Read now!
Can credit card companies garnish wages? DEBT INSIDERS

Can credit card companies garnish wages?

debt settlement
Discover how wage garnishment works for credit card debt in Canada. Learn the steps credit card companies must take before they garnish your wages. Read now!
When to claim bankruptcy? DEBT INSIDERS

When to claim bankruptcy?

personal bankruptcy
Struggling with overwhelming debt payments and facing creditor actions? Discover when it's time to claim bankruptcy. Find out if it's the right choice for you!
How to get credit report Equifax? DEBT INSIDERS

How to get credit report Equifax?

credit rebuilding
Get your credit report from Equifax Canada effortlessly! Discover online options, phone requests, or in-person visits. Learn more about the easy steps now!
How to write a debt settlement proposal letter?

How to write a debt settlement proposal letter?

debt settlement
Struggling to write a debt settlement letter? Discover how to structure your proposal effectively to address your financial situation. Learn more now!
How long does a bankruptcy take to be discharged?

How long does a bankruptcy take to be discharged?

personal bankruptcy
Discover the timeline for bankruptcy discharge in Canada. Learn how factors like prior filings and income affect your debt relief duration. Read now!
Is Action Collections legit? DEBT INSIDERS

Is Action Collections legit?

debt settlement
Discover if Action Collections is a legitimate agency for debt collection. Find out about their services, tech use, and user concerns. Read now!
How to get quick cash loan? DEBT INSIDERS

How to get quick cash loan?

debt settlement
Need a quick cash loan in Canada? Discover the fastest application process and tips to avoid debt pitfalls. Learn more about payday loans today!