Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Where can I get my credit counselling summary? DEBT INSIDERS

Where can I get my credit counselling summary?

debt management plan
Get your credit counselling summary from trusted organizations like Debt Insiders. Start with a free debt evaluation & build your financial future. Learn more!
How long does consumer proposal take? DEBT INSIDERS

How long does consumer proposal take?

consumer proposal
Discover how long a consumer proposal takes in Canada! Learn about the 45-60 day approval process and potential repayment periods. Read now for insights!
How long to build credit score Canada? DEBT INSIDERS

How long to build credit score Canada?

credit rebuilding
Discover how long it takes to rebuild credit in Canada! Learn about boosting your credit score with smart habits. Read now for practical tips!
Does bankruptcy clear taxes? DEBT INSIDERS

Does bankruptcy clear taxes?

personal bankruptcy
Discover how bankruptcy can help clear tax debts in Canada! Learn about the conditions for bankruptcy discharge and what debts won't be wiped clean. Read now!
How long to pay off line of credit? DEBT INSIDERS

How long to pay off line of credit?

debt management plan
Discover effective repayment strategies to pay off your line of credit faster. Learn how payment frequency and amounts can impact your timeline. Read now!
What is a credit counselling summary? DEBT INSIDERS

What is a credit counselling summary?

debt management plan
Discover the essentials of a credit counselling summary! Learn how it supports your debt management plan and boosts your financial well-being. Read now!
Do debt collectors take you to court? DEBT INSIDERS

Do debt collectors take you to court?

debt settlement
Worried about debt collectors suing you? Understand their court action rights and how to protect yourself. Learn more about your options and stay informed!
How to check credit score TD Bank? DEBT INSIDERS

How to check credit score TD Bank?

credit rebuilding
Curious about your credit score with TD Bank? Learn how to easily check it using the TD Bank app and get insights into your credit health. Read now!
How long is a consumer proposal? DEBT INSIDERS

How long is a consumer proposal?

consumer proposal
Discover the typical consumer proposal duration in Canada—usually up to 60 months. Learn how smart strategies can extend or shorten your timeline. Read now!
How can I file bankruptcy with no money? DEBT INSIDERS

How can I file bankruptcy with no money?

personal bankruptcy
Struggling to file bankruptcy with no money? Discover how a Licensed Insolvency Trustee can help you navigate the process with reduced fees. Learn more now!