Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Is TransUnion and Equifax the same? DEBT INSIDERS

Is TransUnion and Equifax the same?

credit rebuilding
Discover the differences between TransUnion and Equifax—two distinct credit bureaus that impact your credit scores. Learn more about their unique features now!
How does iCash work? DEBT INSIDERS

How does iCash work?

debt consolidation
How iCash works for digital lending in Canada. Learn about their application, flexible payment options like Flexpay loans, and secure transactions. Read now.
Can I get a mortgage while in a consumer proposal?

Can I get a mortgage while in a consumer proposal?

consumer proposal
Discover how you can still secure mortgage approval during a consumer proposal. Learn about your options and what lenders consider. Read now!
What is a Beacon score? DEBT INSIDERS

What is a Beacon score?

credit rebuilding
Discover what a Beacon Score is and how it differs from regular credit scores. Learn how it reflects your creditworthiness and can impact loan offers. Read now!
How to view credit score TD? DEBT INSIDERS

How to view credit score TD?

credit rebuilding
Discover how to easily view your credit score with TD Bank! Whether using the TD Bank mobile app or online banking, find out the best methods. Learn more now!
How long consumer proposal stay on credit report?

How long consumer proposal stay on credit report?

consumer proposal
Wondering how long a consumer proposal affects your credit report? Discover the credit report duration and learn how long it lasts after completion. Read now!
Does leasing a car affect credit score? DEBT INSIDERS

Does leasing a car affect credit score?

credit rebuilding
Curious about how leasing a car affects your credit score? Discover the positive and negative impacts of leasing on your credit. Read now to learn more!
How to debt settlement? DEBT INSIDERS

How to debt settlement?

debt settlement
Learn how to manage debt settlement in Canada. Discover essential steps to settle unsecured debts and negotiate with creditors. Start your journey today!
How to file bankruptcy with no money? DEBT INSIDERS

How to file bankruptcy with no money?

personal bankruptcy
Facing bankruptcy with no money? Discover your options in Canada, including the Bankruptcy Referral Program & Consumer Proposals. Learn more about filing today!
How does credit counseling work? DEBT INSIDERS

How does credit counseling work?

debt management plan
Discover how credit counseling works in Canada, from expert consultations to custom debt management plans. Ready to take control of your finances? Learn more!