Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Where can I cash a cheque near me? DEBT INSIDERS

Where can I cash a cheque near me?

financial planning
Need to cash a cheque near you? Discover free options at Cashco Financial and affordable choices at Speedy Cash and Interchange Financial. Learn more!
How to cancel my Equifax account Canada? DEBT INSIDERS

How to cancel my Equifax account Canada?

financial planning
Looking to cancel your Equifax account in Canada? Discover easy steps to deactivate your account online or by phone. Learn more about the process now!
How does a consumer proposal affect your credit?

How does a consumer proposal affect your credit?

consumer proposal
Discover how a consumer proposal impacts your credit score. Learn about the timeline, ratings & how to bounce back. Read now to reshape your financial future!
Is Borrowell credit score accurate? DEBT INSIDERS

Is Borrowell credit score accurate?

credit rebuilding
Discover the accuracy of Borrowell's credit score compared to others. Learn why there might be slight differences and how it impacts your credit. Read now!
How much would a $500 payday loan cost? DEBT INSIDERS

How much would a $500 payday loan cost?

debt management plan
Discover the true cost of a $500 payday loan in Canada, including $500 loan fees and tricky APRs. Learn more about repayment and alternatives today!
How to check credit score with TD? DEBT INSIDERS

How to check credit score with TD?

credit rebuilding
Easily check your credit score with TD Bank! Download the TD Bank app to view your score through the TransUnion CreditView® Dashboard. Learn more today!
What is a public record on credit report? DEBT INSIDERS

What is a public record on credit report?

credit rebuilding
Discover what public records on your credit report mean and how they affect your credit score. Learn more about their impact and navigate your financial future!
Why is my Equifax score lower than TransUnion? DEBT INSIDERS

Why is my Equifax score lower than TransUnion?

credit rebuilding
Confused about why your credit score is lower with Equifax than TransUnion? Discover the factors behind these differences in credit reporting. Learn more!
How long does a consumer proposal stay on your record?

How long does a consumer proposal stay on your record?

consumer proposal
Discover how long a consumer proposal stays on your credit report in Canada. Learn about its duration, impact, and how best to avoid bankruptcy. Read now!
What is credit counselling? DEBT INSIDERS

What is credit counselling?

debt management plan
Discover how credit counselling can transform your situation! Learn about debt management strategies, personalized repayment plans & expert guidance. Read now!