Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Is TPH Legal Services legit? DEBT INSIDERS

Is TPH Legal Services legit?

financial planning
Uncover the legitimacy concerns surrounding TPH Legal Services. With a poor BBB rating and 128 complaints, find out what you need to know before answering!
How to declare bankruptcies in Alberta? DEBT INSIDERS

How to declare bankruptcies in Alberta?

personal bankruptcy
Learn how to declare bankruptcy in Alberta with expert guidance! Discover the steps to take and the true role of a Insolvency Trustee. Start your journey now!
Does TD use Equifax or TransUnion? DEBT INSIDERS

Does TD use Equifax or TransUnion?

financial planning
Discover whether TD Bank relies on Experian for credit checks or occasionally taps into Equifax and TransUnion. Learn more about TD Bank credit practices!
Is a consumer proposal the same as bankruptcy? DEBT INSIDERS

Is a consumer proposal the same as bankruptcy?

consumer proposal
Discover the key differences between a consumer proposal and personal bankruptcy. Learn how each option affects your debt and credit score. Find out more now!
Do collection agencies take you to court? DEBT INSIDERS

Do collection agencies take you to court?

debt settlement
If you're wondering if collection agencies take you to court, the answer may surprise you. Discover their tactics and legal rights in debt recovery. Read now!
How to claim bankruptcy in Canada? DEBT INSIDERS

How to claim bankruptcy in Canada?

personal bankruptcy
Thinking about how to claim bankruptcy in Canada? Discover a easy guide to navigate the process, eligibility, and the role of an Insolvency Trustee. Read now!
What is consumer proposal Ontario? DEBT INSIDERS

What is consumer proposal Ontario?

consumer proposal
Discover how a consumer proposal in Ontario can simplify your debts into one manageable payment. Learn how to protect your assets and regain control—read now!
How to see my credit score TD? DEBT INSIDERS

How to see my credit score TD?

credit rebuilding
Discover how to check your TD Bank credit score for free! Explore the TD Bank app or Interac Verification Service for quick credit score access. Read now!
Does bankruptcy clear CRA debt? DEBT INSIDERS

Does bankruptcy clear CRA debt?

personal bankruptcy
Discover how bankruptcy can clear your CRA debt, including personal income tax and GST/HST. Learn more about the bankruptcy effects and find relief today!
Who pays for bankruptcies? DEBT INSIDERS

Who pays for bankruptcies?

personal bankruptcy
Discover who truly pays for bankruptcy costs in Canada. Learn about trustee fees, asset responsibilities, and how creditors are involved. Read now!