Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How long do debt management plans last? DEBT INSIDERS

How long do debt management plans last?

debt management plan
Discover the duration of a Debt Management Plan in Canada. Learn how commitment levels affect your timeline and find out how to get debt-free faster. Read now!
How to check credit score on Scotiabank app? DEBT INSIDERS

How to check credit score on Scotiabank app?

credit rebuilding
Discover how to easily check your credit score using the Scotiabank app. Follow our simple guide to access your credit details today. Learn more now!
Can collections call your work? DEBT INSIDERS

Can collections call your work?

debt management plan
Discover if debt collectors can call you at work! Learn about your rights, provincial rules & how to protect your job from unwanted workplace calls. Read now!
What is the difference between bankruptcy & consumer proposal?

What is the difference between bankruptcy & consumer proposal?

debt management plan
Learn key differences between bankruptcy and consumer proposal in Canada. Unpack your debt relief options & find the best solution for your situation. Read now!
Do you have to pay collection agencies? DEBT INSIDERS

Do you have to pay collection agencies?

debt settlement
Are you wondering about your legal obligation to pay collection agencies for old debts? Learn how the Statute of Limitations affects your situation. Read now!
What happens if you claim bankruptcy in Canada?

What happens if you claim bankruptcy in Canada?

personal bankruptcy
Discover what happens when you claim bankruptcy in Canada. Learn about the bankruptcy process, creditor protection, and your path to a fresh start. Read now!
How to get a free credit report from Equifax? DEBT INSIDERS

How to get a free credit report from Equifax?

credit rebuilding
Eager to monitor your credit? Discover how to get your free credit report from Equifax effortlessly with online, phone, or mail options. Read now!
How to know credit score TD? DEBT INSIDERS

How to know credit score TD?

credit rebuilding
Discover how TD customers can check their credit score using the TD Mobile App. Learn more about credit reporting options and stay informed about your credit!
Is Settle Debt Canada legit? DEBT INSIDERS

Is Settle Debt Canada legit?

debt settlement
Is Settle Debt Canada legit? Discover legitimacy concerns and get insights from debt service reviews. Learn what to look for before making a decision. Read now!
Is Credit Bureau of Canada Collections legit? DEBT INSIDERS

Is Credit Bureau of Canada Collections legit?

debt settlement
Is the Credit Bureau of Canada Collections legitimate? Discover the truth about this debt recovery agency. Learn how to verify their legitimacy. Read now!