Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How is CCS phone call? DEBT INSIDERS

How is CCS phone call?

debt management plan
Learn about CCS calls and what to expect during debt collection conversations. Understand your rights and how to respond effectively. Read now!
How much will a consumer proposal cost? DEBT INSIDERS

How much will a consumer proposal cost?

consumer proposal
Discover the typical consumer proposal cost, including mandatory fees, LIT fees, and financial counseling. Learn how to budget for your proposal now!
How do I close my Equifax account? DEBT INSIDERS

How do I close my Equifax account?

credit rebuilding
Ready to close your Equifax account? Discover easy steps for canceling your subscription online or by phone. Learn more about the process now!
How to check credit score on TD app Canada? DEBT INSIDERS

How to check credit score on TD app Canada?

credit rebuilding
Easily check your credit score with the TD app in Canada! Just download the app, sign in, and find it under 'Products and Services'. Learn more now!
Is KMB Law a collection agency? DEBT INSIDERS

Is KMB Law a collection agency?

financial planning
Discover the truth about KMB Law: a legal team that does collections in Canada. Learn more about their services and how to avoid them today!
Can debt collectors garnish your wages? DEBT INSIDERS

Can debt collectors garnish your wages?

debt management plan
Discover if debt collectors can garnish your wages in Canada. Understand your rights and what to expect if a creditor takes action. Learn more now!
How does credit counselling work in Canada? DEBT INSIDERS

How does credit counselling work in Canada?

debt management plan
Discover how credit counselling works in Canada to help manage your debt effectively. Learn about personalized plans and alternatives to bankruptcy. Read now!
How to declare bankruptcy BC? DEBT INSIDERS

How to declare bankruptcy BC?

personal bankruptcy
Struggling to declare bankruptcy in British Columbia? Discover the step-by-step process to find relief and regain control of your finances. Learn more!
How to file BK? DEBT INSIDERS

How to file BK?

personal bankruptcy
Wondering how to file bankruptcy in Canada? Discover the step-by-step process with a Licensed Insolvency Trustee to guide you. Learn more about getting started!
How to claim bankruptcies in Alberta? DEBT INSIDERS

How to claim bankruptcies in Alberta?

personal bankruptcy
How to successfully initiate a bankruptcy claim in Alberta. Understand the unique Alberta process, key documents needed, and your responsibilities. Learn more!