Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


When to claim bankruptcy? DEBT INSIDERS

When to claim bankruptcy?

personal bankruptcy
Struggling with overwhelming debt payments and facing creditor actions? Discover when it's time to claim bankruptcy. Find out if it's the right choice for you!
How to get credit report Equifax? DEBT INSIDERS

How to get credit report Equifax?

credit rebuilding
Get your credit report from Equifax Canada effortlessly! Discover online options, phone requests, or in-person visits. Learn more about the easy steps now!
How to write a debt settlement proposal letter?

How to write a debt settlement proposal letter?

debt settlement
Struggling to write a debt settlement letter? Discover how to structure your proposal effectively to address your financial situation. Learn more now!
How long does a bankruptcy take to be discharged?

How long does a bankruptcy take to be discharged?

personal bankruptcy
Discover the timeline for bankruptcy discharge in Canada. Learn how factors like prior filings and income affect your debt relief duration. Read now!
Is Action Collections legit? DEBT INSIDERS

Is Action Collections legit?

debt settlement
Discover if Action Collections is a legitimate agency for debt collection. Find out about their services, tech use, and user concerns. Read now!
How to get quick cash loan? DEBT INSIDERS

How to get quick cash loan?

debt settlement
Need a quick cash loan in Canada? Discover the fastest application process and tips to avoid debt pitfalls. Learn more about payday loans today!
Can I keep my car in a consumer proposal? DEBT INSIDERS

Can I keep my car in a consumer proposal?

consumer proposal
Discover if you can keep your car in a consumer proposal! Learn how maintaining car payments allows you to retain your vehicle. Read now for essential insights!
How many times a day can the bank call you? DEBT INSIDERS

How many times a day can the bank call you?

debt settlement
How often banks can call you in Canada and what are your consumer protection rights? Learn about debt collection and how many calls is excessive. Read now!
How to declare bankruptcy in British Columbia? DEBT INSIDERS

How to declare bankruptcy in British Columbia?

personal bankruptcy
Navigate the bankruptcy process in British Columbia with ease. Gather your financial details, meet a trustee, and start your journey to recovery. Learn more!
How does a consumer proposal affect my credit? DEBT INSIDERS

How does a consumer proposal affect my credit?

consumer proposal
Filing a consumer proposal can affect your credit score with an R7 mark. Learn about the recovery timeline & how to rebuild your credit post-proposal. Read now!