Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


What happens if you don't pay your debt to creditors?

What happens if you don't pay your debt to creditors?

debt management plan
Ignoring debt can lead to serious consequences, including credit score damage and potential court actions. Learn about debt consequences and your options today!
How to pay a credit card from a different bank?

How to pay a credit card from a different bank?

debt management plan
Discover how to pay your credit card from a different bank easily using online banking. Learn steps to manage your payments and avoid late fees. Read now!
How to get credit report Canada? DEBT INSIDERS

How to get credit report Canada?

credit rebuilding
Looking to get your credit report in Canada? Discover easy steps to request online, by phone, or in person. Learn more and take control of your life today!
How to raise credit score Canada? DEBT INSIDERS

How to raise credit score Canada?

credit rebuilding
Struggling to raise your credit score in Canada? Discover essential tips like checking reports, managing debt, and using secured cards. Find out more now!
What is the minimum payment in credit card? DEBT INSIDERS

What is the minimum payment in credit card?

debt management plan
Discover how your minimum payment is calculated for credit cards in Canada. Learn about the rates and rules, especially in Quebec. Find out more now!
How to establish a credit score? DEBT INSIDERS

How to establish a credit score?

credit rebuilding
Start building your credit score from scratch with simple steps! Discover how a secured credit card and timely payments can boost your score. Learn more now!
What is the average Canadian credit score? DEBT INSIDERS

What is the average Canadian credit score?

credit rebuilding
Curious about the average Canadian credit score? Discover the typical range, influencing factors, and how it compares to national benchmarks. Learn more!
How to improve credit rating Canada? DEBT INSIDERS

How to improve credit rating Canada?

credit rebuilding
Boost your credit rating in Canada before applying for a mortgage! Discover expert tips on credit improvement and mortgage readiness. Learn more now!
What is a creditor? DEBT INSIDERS

What is a creditor?

debt management plan
Discover what a creditor is and their essential role in debt management. Learn about secured and unsecured creditors and their claims. Read now!
How to improve credit score Canada? DEBT INSIDERS

How to improve credit score Canada?

credit rebuilding
Struggling with a low credit score in Canada? Discover effective strategies to enhance your credit report and improve your payment history. Learn more now!