Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to get credit history in Canada? DEBT INSIDERS

How to get credit history in Canada?

credit rebuilding
Start building your credit history in Canada today! Learn how to open a bank account, use secured cards, and monitor your credit. Don't miss out—read now!
How to consolidate my bills? DEBT INSIDERS

How to consolidate my bills?

debt consolidation
Struggling to track multiple bills? Discover simple ways to achieve debt consolidation in Canada, including consumer proposals. Learn more and take control now!
How to check my credit score TD? DEBT INSIDERS

How to check my credit score TD?

credit rebuilding
Easily check your TD Bank credit score through the TD mobile app! Stay on top of your progress with weekly updates. Learn more about accessing your score now!
How to check credit score CIBC? DEBT INSIDERS

How to check credit score CIBC?

credit rebuilding
Easily check your credit score with CIBC Mobile Banking! Log in & view your score without hurting your wallet. Learn more about tracking your financial health!
How much is in a score? DEBT INSIDERS

How much is in a score?

credit rebuilding
Discover how much is in a score! Learn about the Canada credit range from 300-900, and tips to boost your credit score. Find out more now!
How much is a score? DEBT INSIDERS

How much is a score?

credit rebuilding
Discover how credit scores work in Canada, from 300 to 900. Learn about the differences between Equifax and TransUnion. Find how to improve your score today!
How long does hard credit inquiry stay on report?

How long does hard credit inquiry stay on report?

credit rebuilding
Discover how long a hard inquiry stays on your credit report and its impact on your credit score. Learn tips to maintain a healthy credit profile! Read now.
How long does credit card payment take to go through?

How long does credit card payment take to go through?

financial planning
Wondering how long credit card payment processing takes? Discover the timing for different payment methods and plan your budget better. Learn more!
How do you declare bankruptcy in Canada? DEBT INSIDERS

How do you declare bankruptcy in Canada?

personal bankruptcy
Are you stressed about growing debts? Learn how to declare bankruptcy in Canada with the help of a Licensed Insolvency Trustee. Get your free assessment today!
How do I claim bankruptcy in Canada? DEBT INSIDERS

How do I claim bankruptcy in Canada?

personal bankruptcy
Feeling overwhelmed by debt? Discover how to claim bankruptcy in Canada with clear steps. Learn about working with a Licensed Insolvency Trustee today!