Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to check credit score on RBC mobile app? DEBT INSIDERS

How to check credit score on RBC mobile app?

credit rebuilding
Easily check your credit score with the RBC mobile app! Discover how to access your score and monitor credit history. Learn more today!
Does Fairstone affect credit score? DEBT INSIDERS

Does Fairstone affect credit score?

debt management plan
Curious about how Fairstone loans might affect your credit score? Discover how timely payments can boost it and what could happen if you're late. Read now!
Does debt disappear after 7 years in Canada? DEBT INSIDERS

Does debt disappear after 7 years in Canada?

financial planning
Wondering if debt disappears after 7 years in Canada? Discover the truth about debt expiration and its impact on your credit report. Learn more now!
Which credit score matters more TransUnion or Equifax?

Which credit score matters more TransUnion or Equifax?

credit rebuilding
Discover the importance of credit scores! Learn whether TransUnion or Equifax matters more, and how both can impact your financial health. Read now!
Can you get a mortgage with a consumer proposal?

Can you get a mortgage with a consumer proposal?

consumer proposal
Curious if a consumer proposal affects mortgage approval? Discover how it impacts your chances and tips to navigate the process. Read now for expert insights!
Does consumer proposal affect mortgage renewal?

Does consumer proposal affect mortgage renewal?

consumer proposal
Wondering if a consumer proposal affects your mortgage renewal? Discover how it impacts your options and learn tips for a smooth renewal process. Read now!
How to file for bankruptcy in Alberta? DEBT INSIDERS

How to file for bankruptcy in Alberta?

personal bankruptcy
Discover how to file for bankruptcy in Alberta with guidance from a Licensed Insolvency Trustee. Learn the process and regain control of your finances—read more now!
How to deal with MetCredit? DEBT INSIDERS

How to deal with MetCredit?

debt settlement
Facing a debt collector like MetCredit? Learn essential debt verification steps and effective negotiation techniques to manage the situation. Read now!
De Fonds cash advance? DEBT INSIDERS

De Fonds cash advance?

financial planning
Discover what a cash advance is and explore alternative options in Canada. Need quick cash? Learn about services like Koho Cover and Bree. Read now!
Is 583 a bad credit score? DEBT INSIDERS

Is 583 a bad credit score?

credit rebuilding
Discover if a credit score of 583 is considered bad, and learn tips to improve your fair credit score. Take charge of your finances—read now!