Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to file bankruptcies Canada? DEBT INSIDERS

How to file bankruptcies Canada?

personal bankruptcy
Learn how to file bankruptcy in Canada with our step-by-step guide. Consult a Licensed Insolvency Trustee for advice but asked us what to avoid first. Read now!
How long does a consumer proposal last? DEBT INSIDERS

How long does a consumer proposal last?

consumer proposal
Discover how long a consumer proposal lasts and what influences its duration. Learn about the average length and factors that affect it. Read now!
How to download credit report from Borrowell? DEBT INSIDERS

How to download credit report from Borrowell?

credit rebuilding
Download your credit report from Borrowell effortlessly! Create an account, access your dashboard, and click ‘Download Your Credit Report.’ Learn more now!
Can collection agencies call your work? DEBT INSIDERS

Can collection agencies call your work?

debt management plan
Can collection agencies call your work? Know the rules that govern workplace contact and how to protect your privacy. Learn more about your rights and options!
Is TransUnion and Equifax the same? DEBT INSIDERS

Is TransUnion and Equifax the same?

credit rebuilding
Discover the differences between TransUnion and Equifax—two distinct credit bureaus that impact your credit scores. Learn more about their unique features now!
How does iCash work? DEBT INSIDERS

How does iCash work?

debt consolidation
How iCash works for digital lending in Canada. Learn about their application, flexible payment options like Flexpay loans, and secure transactions. Read now.
Can I get a mortgage while in a consumer proposal?

Can I get a mortgage while in a consumer proposal?

consumer proposal
Discover how you can still secure mortgage approval during a consumer proposal. Learn about your options and what lenders consider. Read now!
What is a Beacon score? DEBT INSIDERS

What is a Beacon score?

credit rebuilding
Discover what a Beacon Score is and how it differs from regular credit scores. Learn how it reflects your creditworthiness and can impact loan offers. Read now!
How to view credit score TD? DEBT INSIDERS

How to view credit score TD?

credit rebuilding
Discover how to easily view your credit score with TD Bank! Whether using the TD Bank mobile app or online banking, find out the best methods. Learn more now!
How long consumer proposal stay on credit report?

How long consumer proposal stay on credit report?

consumer proposal
Wondering how long a consumer proposal affects your credit report? Discover the credit report duration and learn how long it lasts after completion. Read now!