Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to cancel my Equifax membership? DEBT INSIDERS

How to cancel my Equifax membership?

financial planning
Looking to cancel your Equifax membership? Discover how easy it is with our step-by-step guide for Equifax Canada. Learn more and take control today!
Can debt collectors take you to court? DEBT INSIDERS

Can debt collectors take you to court?

debt management plan
If you owe money, can debt collectors take you to court? Discover the risks of legal action in Canada and the statute of limitations. Learn more now!
What is a consumer proposal in Alberta? DEBT INSIDERS

What is a consumer proposal in Alberta?

consumer proposal
How a consumer proposal in Alberta can help you manage your debts effectively? Learn about repayment plans and your options for Alberta debt relief. Read now!
How long does bankruptcy last? DEBT INSIDERS

How long does bankruptcy last?

personal bankruptcy
Discover how long bankruptcy lasts in Canada and its impact on your credit history. Learn about timelines, tasks, and tips for a smooth discharge. Read now!
What is debt settlement Canada? DEBT INSIDERS

What is debt settlement Canada?

debt settlement
Discover how debt settlement in Canada allows you to negotiate with creditors for less than what you owe. Explore options and learn how it differs from bankruptcy. Read now!
How to pay off credit card TD? DEBT INSIDERS

How to pay off credit card TD?

debt management plan
Discover effective ways to pay off your TD credit card & save on interest. Learn budgeting tips and TD payment methods to manage your balance better. Read now!
How to remove collection accounts from credit report? DEBT INSIDERS

How to remove collection accounts from credit report?

credit rebuilding
Discover effective steps to remove collection accounts from your credit report in Canada. Learn how to dispute inaccuracies and improve your credit health—Read now!
How does a consumer proposal work? DEBT INSIDERS

How does a consumer proposal work?

consumer proposal
Discover how a consumer proposal works as a debt settlement solution that helps you regain control of your finances. Learn more about this helpful process!
How to remove consumer proposal from credit report?

How to remove consumer proposal from credit report?

consumer proposal
Discover how to remove a consumer proposal from your credit report in Canada. Learn the steps to ensure a fresh start asap! Read now for expert tips & guidance.
Which banks use Equifax in Canada? DEBT INSIDERS

Which banks use Equifax in Canada?

financial planning
Discover which banks in Canada use Equifax for credit reporting, including TD, CIBC, and more. Learn how your credit report is accessed. Read now!