Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to download credit report from Credit Karma?

How to download credit report from Credit Karma?

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Looking to download your credit report from Credit Karma Canada? Discover simple steps to access and save your report today. Learn more and get started now!
How do I cancel my Equifax subscription? DEBT INSIDERS

How do I cancel my Equifax subscription?

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Looking to cancel your Equifax subscription? Learn the easiest methods, from calling customer service to managing your account online. Read now!
How much does a consumer proposal cost? DEBT INSIDERS

How much does a consumer proposal cost?

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Discover the costs of a consumer proposal in Canada! Learn about fees, payment plans, and how a Licensed Insolvency Trustee can help. Read now for insights!
Who does CBV Collections collect for? DEBT INSIDERS

Who does CBV Collections collect for?

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Discover who CBV Collections represents in their debt collection efforts. From banks to hospitals, find out how they recover unpaid debts. Learn more now!
How to rebuild credit in Canada? DEBT INSIDERS

How to rebuild credit in Canada?

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Rebuild your credit in Canada with expert tips on tackling debts, using secured credit cards, & budgeting wisely. Learn how to improve your credit score today!
Why is FDR Ltd calling me in Canada? DEBT INSIDERS

Why is FDR Ltd calling me in Canada?

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Receiving a call from FDR Ltd in Canada? Discover why they might be contacting you about debt collection and how a consumer proposal could help. Learn more now!
What assets cannot be seized in bankruptcies? DEBT INSIDERS

What assets cannot be seized in bankruptcies?

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Discover what assets are protected and cannot be seized in Canadian bankruptcies. Learn about essential exemptions that safeguard your belongings! Read now!
Can a creditor garnish my wages after 7 years? DEBT INSIDERS

Can a creditor garnish my wages after 7 years?

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Wondering if wage garnishment can happen after 7 years? Discover how long creditors can pursue your debt in Canada. Find out more now!
Can I sue a debt collection agency? DEBT INSIDERS

Can I sue a debt collection agency?

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Discover your rights! If a debt collection agency isn't following the rules in Canada, you can sue them. Learn about your options & debt collection laws today!
What can they take during bankruptcies Ontario?

What can they take during bankruptcies Ontario?

personal bankruptcy
Discover what assets may be seized during bankruptcy in Ontario. Learn about exemption thresholds and protect your belongings. Read now to get informed!