Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Do you have to pay collection agencies? DEBT INSIDERS

Do you have to pay collection agencies?

debt settlement
Are you wondering about your legal obligation to pay collection agencies for old debts? Learn how the Statute of Limitations affects your situation. Read now!
How to get a free credit report from Equifax? DEBT INSIDERS

How to get a free credit report from Equifax?

credit rebuilding
Eager to monitor your credit? Discover how to get your free credit report from Equifax effortlessly with online, phone, or mail options. Read now!
How to know credit score TD? DEBT INSIDERS

How to know credit score TD?

credit rebuilding
Discover how TD customers can check their credit score using the TD Mobile App. Learn more about credit reporting options and stay informed about your credit!
Is Settle Debt Canada legit? DEBT INSIDERS

Is Settle Debt Canada legit?

debt settlement
Is Settle Debt Canada legit? Discover legitimacy concerns and get insights from debt service reviews. Learn what to look for before making a decision. Read now!
Is Credit Bureau of Canada Collections legit? DEBT INSIDERS

Is Credit Bureau of Canada Collections legit?

debt settlement
Is the Credit Bureau of Canada Collections legitimate? Discover the truth about this debt recovery agency. Learn how to verify their legitimacy. Read now!
How is CCS phone call? DEBT INSIDERS

How is CCS phone call?

debt management plan
Learn about CCS calls and what to expect during debt collection conversations. Understand your rights and how to respond effectively. Read now!
How much will a consumer proposal cost? DEBT INSIDERS

How much will a consumer proposal cost?

consumer proposal
Discover the typical consumer proposal cost, including mandatory fees, LIT fees, and financial counseling. Learn how to budget for your proposal now!
How do I close my Equifax account? DEBT INSIDERS

How do I close my Equifax account?

credit rebuilding
Ready to close your Equifax account? Discover easy steps for canceling your subscription online or by phone. Learn more about the process now!
How to check credit score on TD app Canada? DEBT INSIDERS

How to check credit score on TD app Canada?

credit rebuilding
Easily check your credit score with the TD app in Canada! Just download the app, sign in, and find it under 'Products and Services'. Learn more now!
Is KMB Law a collection agency? DEBT INSIDERS

Is KMB Law a collection agency?

financial planning
Discover the truth about KMB Law: a legal team that does collections in Canada. Learn more about their services and how to avoid them today!