Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


What banks use TransUnion? DEBT INSIDERS

What banks use TransUnion?

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Discover which Canadian banks use TransUnion for credit reporting. Learn how institutions like RBC & Vancity rely on TransUnion for credit decisions. Read now!
Can debt consolidation help with car loans? DEBT INSIDERS

Can debt consolidation help with car loans?

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Discover how debt consolidation can simplify your car loans and potentially lower your payments. Find out if this option is right for you—read now!
Why is Group Solutions Collect calling me? DEBT INSIDERS

Why is Group Solutions Collect calling me?

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Are you receiving calls from Group Solutions Collect and wondering why? Discover the reasons behind debt collection calls and how to handle outstanding debt.
Why is the Credit Bureau of Canada calling me? DEBT INSIDERS

Why is the Credit Bureau of Canada calling me?

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Wondering why the Credit Bureau of Canada is calling you? It could relate to outstanding debt or other financial inquiries. Learn more about your rights!
What happens if I file for bankruptcy? DEBT INSIDERS

What happens if I file for bankruptcy?

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Discover the bankruptcy process in Canada, including what happens to your assets, debts, and creditors. Learn what to ask Licensed Insolvency Trustees!
Can you check your credit score on TD app? DEBT INSIDERS

Can you check your credit score on TD app?

credit rebuilding
Eager to check your credit score? Discover how to easily check your credit score using the TD app! Learn more about this convenient feature today!
How to become a credit counsellor in Canada? DEBT INSIDERS

How to become a credit counsellor in Canada?

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Discover how to become a credit counsellor in Canada! Learn about the steps, from earning your degree to obtaining AFCC certification. Read now!
Can you do a consumer proposal twice? DEBT INSIDERS

Can you do a consumer proposal twice?

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Discover if you can file multiple proposals in Canada and what the credit impact may be. Learn more about eligibility and how past proposals can affect you.
How to download Credit Karma report? DEBT INSIDERS

How to download Credit Karma report?

credit rebuilding
Eager to download your Credit Karma report? Learn how to easily access your credit report with our step-by-step guide. Read now to get started!
Is Consolidated Credit legit? DEBT INSIDERS

Is Consolidated Credit legit?

debt management plan
Discover if Consolidated Credit is the right choice for debt management. Learn how they may not be everything they are cracked up to be. Read now!