Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Can debt collectors garnish your wages? DEBT INSIDERS

Can debt collectors garnish your wages?

debt management plan
Discover if debt collectors can garnish your wages in Canada. Understand your rights and what to expect if a creditor takes action. Learn more now!
How does credit counselling work in Canada? DEBT INSIDERS

How does credit counselling work in Canada?

debt management plan
Discover how credit counselling works in Canada to help manage your debt effectively. Learn about personalized plans and alternatives to bankruptcy. Read now!
How to declare bankruptcy BC? DEBT INSIDERS

How to declare bankruptcy BC?

personal bankruptcy
Struggling to declare bankruptcy in British Columbia? Discover the step-by-step process to find relief and regain control of your finances. Learn more!
How to file BK? DEBT INSIDERS

How to file BK?

personal bankruptcy
Wondering how to file bankruptcy in Canada? Discover the step-by-step process with a Licensed Insolvency Trustee to guide you. Learn more about getting started!
How to claim bankruptcies in Alberta? DEBT INSIDERS

How to claim bankruptcies in Alberta?

personal bankruptcy
How to successfully initiate a bankruptcy claim in Alberta. Understand the unique Alberta process, key documents needed, and your responsibilities. Learn more!
How to check CIBC credit score? DEBT INSIDERS

How to check CIBC credit score?

credit rebuilding
Discover how to easily check your CIBC credit score through the CIBC Mobile Banking App. Stay informed and boost your financial health—learn more now!
Does consumer proposal affect credit? DEBT INSIDERS

Does consumer proposal affect credit?

consumer proposal
Discover how a consumer proposal affects your credit score in Canada! Learn about the impact on your credit report and what to expect. Read now!
What is Equifax Canada? DEBT INSIDERS

What is Equifax Canada?

credit rebuilding
Discover what Equifax Canada, a leading credit bureau, does and how it impacts your credit report. Learn more about managing your financial story today!
How do I get a collection removed from credit report?

How do I get a collection removed from credit report?

debt settlement
Struggling to remove a collection from your credit report? Learn the essential steps, including negotiation techniques & legal rights, to get it done! Read now.
Can you have 2 consumer proposals at the same time?

Can you have 2 consumer proposals at the same time?

consumer proposal
Discover if you can have 2 consumer proposals at once. Learn about court approval requirements and what to consider before making your decision. Read now!