Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to obtain credit report from Equifax? DEBT INSIDERS

How to obtain credit report from Equifax?

credit rebuilding
Easily obtain your credit report from Equifax Canada in three simple ways: online, by phone, or via mail. Learn how to get started today!
How much does credit counseling cost? DEBT INSIDERS

How much does credit counseling cost?

debt management plan
Discover the true cost of credit counseling in Canada! Learn about what to watch-out for and make sure you're credit counsellor has your best interests in mind!
How bankruptcies work in Ontario? DEBT INSIDERS

How bankruptcies work in Ontario?

personal bankruptcy
Discover how the bankruptcy process works in Ontario from a Licensed Insolvency Trustee. Learn more about filing and finding relief from creditors today!
What happens if you never pay collections? DEBT INSIDERS

What happens if you never pay collections?

debt management plan
Ignoring debt collections can impact your credit score and lead to relentless pursuit by agencies. Learn more about the consequences and your options now!
Is Canadian Debt Support legit? DEBT INSIDERS

Is Canadian Debt Support legit?

debt settlement
Unsure about Canadian Debt Support? Discover how to perform a legitimacy check to avoid scams and ensure your debt support is reliable. Learn more now!
How long does consumer proposal affect credit? DEBT INSIDERS

How long does consumer proposal affect credit?

consumer proposal
Discover how long a consumer proposal affects your credit in Canada. Learn about the credit report impact and what it means for your financial future. Read now!
How does consumer proposal work? DEBT INSIDERS

How does consumer proposal work?

consumer proposal
Discover how a consumer proposal can help you negotiate debt resolution with your creditors effectively. Learn more about this smart alternative to bankruptcy!
How to write a letter of debt settlement? DEBT INSIDERS

How to write a letter of debt settlement?

debt settlement
Struggling with money? Learn how to write a professional debt settlement letter to your creditors. Get tips and info to secure your financial future. Read now!
How long is the credit counseling course? DEBT INSIDERS

How long is the credit counseling course?

financial planning
Curious about the credit counseling course duration? Discover the time commitment for various programs in Canada and find the right fit for you. Learn more!
Where cashes cheques? DEBT INSIDERS

Where cashes cheques?

financial planning
Need to cash a cheque but lack a bank account? Discover where to cash cheques in Canada, including cheque cashing services. Learn more now!