Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How long does collection stay on credit report Canada?

How long does collection stay on credit report Canada?

credit rebuilding
Discover how long collections stay on your credit report in Canada. Learn about the six-year duration and when they disappear. Read now for vital insights!
What can you not do after filing bankruptcies? DEBT INSIDERS

What can you not do after filing bankruptcies?

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Discover what you can't do after filing for bankruptcy. Learn about restrictions on new credit and major purchases, and build a better financial future. Read now!
Is consumer proposal worth it? DEBT INSIDERS

Is consumer proposal worth it?

consumer proposal
Considering a consumer proposal for debt reduction? Discover the pros and cons of this debt management option. Find out if it's worth it—read now!
Why is FDR Ltd calling me? DEBT INSIDERS

Why is FDR Ltd calling me?

debt settlement
FDR Ltd may be calling you about debt collection services related to overdue bills. Learn about your rights and the verification request process. Read more now!
How to check credit score in RBC app? DEBT INSIDERS

How to check credit score in RBC app?

financial planning
Discover how to check your RBC credit score easily within the RBC app. Learn the steps to access your score and monitor your financial health. Read now!
Why is CBV Collections calling me? DEBT INSIDERS

Why is CBV Collections calling me?

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Discover why CBV Collections is contacting you about your outstanding debt. Learn your rights, potential payment plans, and options. Read now for clarity!
How to file bankruptcy? DEBT INSIDERS

How to file bankruptcy?

personal bankruptcy
Thinking about how to file bankruptcy in Canada? Discover the steps to navigate the bankruptcy process and find relief from debt. Learn more today!
How long do hard inquiries stay on credit report Canada?

How long do hard inquiries stay on credit report Canada?

credit rebuilding
Discover how long hard inquiries stay on your credit report in Canada and when they stop affecting your score. Learn more about managing your credit today!
How to pay a credit card with a different bank? DEBT INSIDERS

How to pay a credit card with a different bank?

debt management plan
Paying your credit card bill from a different bank is easy! Learn about online banking, mobile payments, and more. Don't miss out—find out how now!
How to cancel Equifax membership? DEBT INSIDERS

How to cancel Equifax membership?

financial planning
Ready to cancel your Equifax membership? Discover how to easily end your Equifax subscription by phone or online. Learn more and avoid surprise fees today!