Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How long does hard credit inquiry stay on report?

How long does hard credit inquiry stay on report?

credit rebuilding
Discover how long a hard inquiry stays on your credit report and its impact on your credit score. Learn tips to maintain a healthy credit profile! Read now.
How long does credit card payment take to go through?

How long does credit card payment take to go through?

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Wondering how long credit card payment processing takes? Discover the timing for different payment methods and plan your budget better. Learn more!
How do you declare bankruptcy in Canada? DEBT INSIDERS

How do you declare bankruptcy in Canada?

personal bankruptcy
Are you stressed about growing debts? Learn how to declare bankruptcy in Canada with the help of a Licensed Insolvency Trustee. Get your free assessment today!
How do I claim bankruptcy in Canada? DEBT INSIDERS

How do I claim bankruptcy in Canada?

personal bankruptcy
Feeling overwhelmed by debt? Discover how to claim bankruptcy in Canada with clear steps. Learn about working with a Licensed Insolvency Trustee today!
How do I check my credit score RBC? DEBT INSIDERS

How do I check my credit score RBC?

credit rebuilding
Eager to check your credit score? Access it easily through your RBC account! Follow our simple steps and unlock your TransUnion report now. Learn more!
How do I cancel TransUnion membership? DEBT INSIDERS

How do I cancel TransUnion membership?

financial planning
Looking to cancel your TransUnion membership in Canada? Discover a simple guide to do it online or by phone. Read now to ensure a smooth cancellation process!
How can I consolidate my debt? DEBT INSIDERS

How can I consolidate my debt?

debt consolidation
Struggling with debts? Discover effective debt consolidation solutions in Canada, including loans and consumer proposals. Learn to easily manage your money.
Does overdraft affect credit score? DEBT INSIDERS

Does overdraft affect credit score?

Worried about how an overdraft affects your credit score? Discover insights on overdrafts and their real impact. Learn how to protect your credit today!
Does debt consolidation ruin credit? DEBT INSIDERS

Does debt consolidation ruin credit?

debt consolidation
Discover how debt consolidation can impact your credit score in Canada. Learn the pros and cons and find out if it's the right choice for you. Read now!
Does debt consolidation hurt credit? DEBT INSIDERS

Does debt consolidation hurt credit?

debt consolidation
Discover how debt consolidation can impact your credit score. Learn the pros and cons of consolidation and how to boost your credit. Read now!