Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


Why you should never pay a collection agency canada?

Why you should never pay a collection agency canada?

debt settlement
Discover why paying a collection agency in Canada can harm your credit report. Learn about the hidden legal risks and long-term effects. Read now!
How to check credit score rbc? DEBT INSIDERS

How to check credit score rbc?

credit rebuilding
Easily check your credit score with RBC online banking! Log in to view your TransUnion score for free and keep track of your financial health. Learn more now!
Do debt consolidation loans work? DEBT INSIDERS

Do debt consolidation loans work?

debt consolidation
Discover if debt consolidation loans in Canada really help simplify your finances! Learn about options, risks, & tips for effective money management. Read now!
How long will it take to pay off $20,000 in credit card debt?

How long will it take to pay off $20,000 in credit card debt?

consumer proposal
Struggling with $20,000 in credit card debt? Discover how different monthly payments affect your debt repayment timeline and explore relief options. Read now!
Is there a debt forgiveness program in Canada? DEBT INSIDERS

Is there a debt forgiveness program in Canada?

consumer proposal
Discover the truth about debt forgiveness in Canada. Explore viable options like Consumer Proposals to reduce your debt by up to 80%. Learn more today!
How to pay off $50,000 in debt in 1 year? DEBT INSIDERS

How to pay off $50,000 in debt in 1 year?

debt management plan
Struggling with $50,000 in debt? Find practical budgeting tips and effective debt repayment strategies to tackle your financial burden within a year. Read now!
How to get 800 credit score? DEBT INSIDERS

How to get 800 credit score?

credit rebuilding
Ready to reach an 800 credit score? Discover actionable tips on payment history, credit utilization, and more. Elevate your financial standing today—read now!
What is Canada's average credit score? DEBT INSIDERS

What is Canada's average credit score?

credit rebuilding
Discover what Canada's average credit score is and how yours stacks up! Learn the differences across sources and find out where you stand. Read now!
What is a good credit score to buy a house in Canada?

What is a good credit score to buy a house in Canada?

credit rebuilding
To buy a house in Canada, aim for a credit score of 680+ for the best mortgage rates. Curious about options? Learn more about securing your dream home today!
How hard is it to get an 800 credit score in Canada?

How hard is it to get an 800 credit score in Canada?

credit rebuilding
Striving for an 800 credit score in Canada? Discover essential tips to overcome credit challenges and improve your score. Start your journey today—learn more!