Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


What is the credit card minimum payment? DEBT INSIDERS

What is the credit card minimum payment?

debt management plan
Discover how credit card minimum payments are calculated in Canada! Learn about the two methods and the unique rules in Quebec. Read now to get informed!
How to obtain credit report Canada? DEBT INSIDERS

How to obtain credit report Canada?

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Discover how to obtain your free credit report in Canada! Follow our simple steps to access your report from Equifax and TransUnion. Learn more now!
When do collection agencies give up? DEBT INSIDERS

When do collection agencies give up?

debt settlement
Discover when collection agencies give up on pursuing your debt and learn about the debt statute in your province. Read now to understand your rights & options!
How to check your credit score RBC? DEBT INSIDERS

How to check your credit score RBC?

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Eager to check your credit score? As an RBC customer, log in to RBC Online Banking to access real-time insights, tools, and tips. Learn about your score today!
How to check my credit score RBC? DEBT INSIDERS

How to check my credit score RBC?

credit rebuilding
Check your credit score easily with RBC Online Banking! Log in to discover your score, its history, and valuable tools. Learn more to stay financially savvy!
What credit score is needed for a house? DEBT INSIDERS

What credit score is needed for a house?

financial planning
Discover the credit score needed for mortgage approval in Canada! Learn the essentials for buying a house and find out what you need to qualify. Read now!
What happens if you don't pay your debt to creditors?

What happens if you don't pay your debt to creditors?

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Ignoring debt can lead to serious consequences, including credit score damage and potential court actions. Learn about debt consequences and your options today!
How to pay a credit card from a different bank?

How to pay a credit card from a different bank?

debt management plan
Discover how to pay your credit card from a different bank easily using online banking. Learn steps to manage your payments and avoid late fees. Read now!
How to get credit report Canada? DEBT INSIDERS

How to get credit report Canada?

credit rebuilding
Looking to get your credit report in Canada? Discover easy steps to request online, by phone, or in person. Learn more and take control of your life today!
How to raise credit score Canada? DEBT INSIDERS

How to raise credit score Canada?

credit rebuilding
Struggling to raise your credit score in Canada? Discover essential tips like checking reports, managing debt, and using secured cards. Find out more now!