Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


What is Equifax? DEBT INSIDERS

What is Equifax?

credit rebuilding
Discover how Equifax, Canada's leading credit bureau, simplifies credit reporting with personal reports, scores, and helpful monitoring tools. Learn more today!
How to check credit score on TD app? DEBT INSIDERS

How to check credit score on TD app?

credit rebuilding
Eager to monitor your credit score? Learn how to check it easily in the TD app! Discover step-by-step guidance for accessing your score now!
Does Affirm affect your credit score? DEBT INSIDERS

Does Affirm affect your credit score?

credit rebuilding
Wondering about the credit score impact of using Affirm in Canada? Discover how different payment plans affect your score. Read now to make informed choices!
How to get fast cash online? DEBT INSIDERS

How to get fast cash online?

debt management plan
Need fast cash online for unexpected expenses? Explore payday loans and debt relief options to tackle your financial worries. Learn more now!
How to delete Equifax account? DEBT INSIDERS

How to delete Equifax account?

credit rebuilding
Looking to delete your Equifax account? Discover easy steps to cancel your membership online or by phone. Learn more and take charge of your financial privacy!
How to increase credit score Canada? DEBT INSIDERS

How to increase credit score Canada?

credit rebuilding
Boost your credit score in Canada with practical steps! Discover how to fix report errors, manage payments, and optimize credit utilization. Learn more now!
How to consolidate my debt? DEBT INSIDERS

How to consolidate my debt?

debt consolidation
Struggling with multiple debts in Canada? Discover how debt consolidation, consumer proposals, and management plans can simplify your payments. Learn more now!
What is the credit card minimum payment? DEBT INSIDERS

What is the credit card minimum payment?

debt management plan
Discover how credit card minimum payments are calculated in Canada! Learn about the two methods and the unique rules in Quebec. Read now to get informed!
How to obtain credit report Canada? DEBT INSIDERS

How to obtain credit report Canada?

credit rebuilding
Discover how to obtain your free credit report in Canada! Follow our simple steps to access your report from Equifax and TransUnion. Learn more now!
When do collection agencies give up? DEBT INSIDERS

When do collection agencies give up?

debt settlement
Discover when collection agencies give up on pursuing your debt and learn about the debt statute in your province. Read now to understand your rights & options!