Answers

Tips, Tricks, Help & Relief Options

Dealing with debt often brings many questions, and you’re not alone in seeking answers. On this page, we’ve gathered the most common questions about debt in Canada based on the real-life experiences of people just like you. From understanding how debt affects your credit to exploring available relief options, these questions reflect many Canadians’ genuine concerns.

Financial Solutions for Canadians

We aim to provide clarity and reassurance, reminding you that you’re not alone. Many others are walking the same path, and together, we can navigate these financial challenges to find a way forward.

Have a question you’d like to ask? Want to ask it anonymously? Ask any question about debt anonymously, and we’ll get back to you as soon as possible with an answer. Ask a debt question.


How to open a payday loan company? DEBT INSIDERS

How to open a payday loan company?

debt management plan
Discover how to open a payday loan company in Canada with essential steps and licensing details. Learn about compliance, paperwork, and more. Read now!
How to remove inquiries from credit report? DEBT INSIDERS

How to remove inquiries from credit report?

credit rebuilding
Discover strategies for credit inquiry removal from your report. Learn the dispute process with Equifax and TransUnion. Read now to boost your credit health!
How do you cancel Equifax? DEBT INSIDERS

How do you cancel Equifax?

financial planning
Ready to cancel your Equifax account? Discover step-by-step instructions for personal and business accounts. Learn more about the cancellation process today!
How to apply for bankruptcies? DEBT INSIDERS

How to apply for bankruptcies?

personal bankruptcy
Discover how to apply for bankruptcy in Canada with expert guidance from a Licensed Insolvency Trustee. Learn the steps to regain your money freedom. Read now!
Is a 579 credit score bad? DEBT INSIDERS

Is a 579 credit score bad?

credit rebuilding
Is a 579 credit score bad? Discover how this poor classification affects your borrowing options and what consequences you might face. Learn more now!
How to check credit score TD online? DEBT INSIDERS

How to check credit score TD online?

credit rebuilding
Eager to check your credit score with TD Bank online? Discover how to access your credit score easily through the TD Mobile App. Learn more now!
What is public record on credit report? DEBT INSIDERS

What is public record on credit report?

credit rebuilding
Discover what public records on your credit report mean and how they impact your financial health. Learn more about bankruptcies and proposals—read now!
Is Equifax and TransUnion the same? DEBT INSIDERS

Is Equifax and TransUnion the same?

credit rebuilding
Discover the differences between Equifax and TransUnion, two credit bureaus in Canada. Learn how their credit scoring can vary and why monitoring both is key.
What qualifies you for bankruptcies? DEBT INSIDERS

What qualifies you for bankruptcies?

personal bankruptcy
Find out what qualifies you for bankruptcy in Canada. Learn about bankruptcy eligibility, the role of an Insolvency Trustee, and find out if you can declare.
Can you keep a credit card with a consumer proposal?

Can you keep a credit card with a consumer proposal?

consumer proposal
Wondering if you can keep a credit card during a consumer proposal? Discover your options for managing credit cards and rebuilding your score. Read now!