Why is MetCredit calling me?

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MetCredit may contact you about an outstanding debt they’re trying to settle for businesses like banks or retailers. They’re legally allowed to operate in Canada, as long as they have the right credentials. Verify the details they provide, such as who you owe and how much. If you’ve already settled the debt, keep proof to dispute their claim. If you to stop debt collectors from calling, we can help! Reach out via phone, text, or live chat now.

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Metcredit Question

Why is MetCredit calling me? MetCredit has been contacting me, and I’m not sure why. How do I find out?

From: Anonymous Question
Location: Red Deer, Alberta (AB)
Category: debt settlement

Metcredit Answer

If you’re dealing with a debt collector like MetCredit, it’s critical to ensure that everything is legitimate. Start by double-checking the details they provide, including who you owe and how much. If you believe you’ve settled this debt already, gather any proof of payment to contest their claims. For those considering pathways to manage debt, exploring options like a Consumer Proposal may be beneficial.

From: Insider Adam

Office of the Superintendent of Bankruptcy (OSB) Answer

If MetCredit is contacting you, it may be regarding an outstanding debt that you owe to one of their clients. To find out more about the situation, you should directly ask them for details about the debt, including the amount owed and the original creditor. Under the National Consumer Credit Protection Act, you have the right to request this information.

You can also refer to your rights under these regulations, specifically the C.R.C., c. 369, which outlines the obligations of collection agencies to provide clear information upon request. If you believe the contact is in error or require further assistance, it may also be beneficial to consult with a licensed insolvency trustee or a legal expert in consumer debt management in Canada.

From: OSB Helper

Related Questions to Why Metcredit Is Calling You

Here are the top 5 most frequently asked questions related to “Why is MetCredit calling me?” based on the provided information and general trends in consumer inquiries:

1. Why is MetCredit contacting me?

• MetCredit is contacting you because they believe you have an outstanding debt with one of their clients and are seeking repayment.

2. Is MetCredit a legitimate debt collection agency?

• Yes, MetCredit is a legitimate and well-established debt collection agency.

3. What types of debts does MetCredit collect?

• MetCredit collects debts such as late payments, outstanding balances on credit cards or utilities, bad checks, charged-off accounts, and overdrafts.

4. How does MetCredit obtain my personal information?

• MetCredit obtains your personal information, such as your Social Insurance Number (SIN) and credit report, to assess your financial situation and devise a strategy to recover the debt.

5. What happens if I ignore MetCredit’s calls?

• Ignoring MetCredit’s calls could lead to further consequences, such as a negative impact on your credit score and potential legal action to recover the debt.

If you have a question about debt see our debt questions or ask your own debt related question.

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